Yes Bank Credit Card Apply: Check Eligibility and Apply Online

Yes Bank Credit Card Apply 2024. Yes, Bank credit cards come with lots of benefits like cashback, rewards, low interest rates and joining fees. These cards have different varieties that fulfil the requirements of every segment of customers for shopping, rewards, travel, airport lounge access, etc.

So, if you want to apply for a Yes Bank Credit Card, then you can take a look at this guide. Here, you are going to learn about eligibility, required documents and the step-by-step process for Yes Bank Credit Card Apply Online.

By using the Yes Bank Credit Card, you can enjoy amazing benefits while swiping cards for shopping, dining, grocery stores, etc. This card has attractive features like contactless payments, movie ticket discounts, and free airport lounge access which makes the transactions more rewarding.

Currently, there are lots of customers who are getting benefits from Yes Bank Credit Cards. You can also check your eligibility and apply for a Yes Bank Credit Card online or by visiting the nearest Yes Bank. After successfully applying, you can check Yes Bank Credit Card Status through the official website or by contacting Yes Bank Credit Card Customer Service.

YES Bank Credit Card Easy Apply

Best Yes Bank Credit Cards

Yes, the Bank provides different kinds of credit cards to customers with different needs. Yes, Bank Credit Cards are available to earn amazing rewards and discounts on transactions of every category like shopping, travel, dining, movie tickets, flight tickets, etc. Below are some of the best credit cards offered by Yes Bank.

YES Private Prime Credit Card

Yes, Private Prime is an exclusive credit card offered by Yes Bank. This card is provided through invitation only. It allows their high-end customers to earn lots of rewards, discounts and benefits on every transaction.

You can earn 24 reward points for spending Rs. 200 on international transactions and 16 reward points for spending Rs. 200 on domestic transactions. It offers to earn 25,000 reward points on the first transaction.

In addition, this card also gives free unlimited access to airport lounges, discounts on hotel bookings, and accidental insurance coverage. It has a joining fee of Rs. 50,000 and a lower interest rate which gets waived after reaching the spending limit.

YES First Exclusive Credit Card

As its name suggests, it is also an exclusive credit card offered by Yes Bank. This card has a lower interest rate of 1.99% per month. It comes with renewal fees of Rs. 10,000 which is very low while comparing to its benefits and rewards.

While using this card, you can earn 6 reward points on spending Rs. 200 on select categories, 12 reward points on spending Rs. 200 on other transactions, and 1000 reward points for YES PayNow login.

YES Premia Credit Card

It is a semi-premium card provided by Yes Bank. This card has a joining fee of Rs. 999 and renewal fees of Rs. 1600. YES Premia Card offers to earn 12 reward points on spending Rs. 200 for travel and dining purchases, and 6 reward points on spending Rs. 200.

Also, you can earn 3 reward points on spending Rs. 200 on postal services, tax payments, bus tickets, etc. This card also gives 1 free access to domestic airport lounges and 2 free access to international airport lounges every 3 months.

YES Prosperity Edge Credit Card

YES, Prosperity Edge is also the best card to earn exclusive rewards and benefits while shopping, dining, and booking movie tickets. It has a low joining fee of Rs. 399 and annual fees of Rs. 1200.

With this card, you can earn 4 reward points on spending Rs. 200 on selected categories, 2 reward points on spending Rs. 200 for different categories and 500 reward points for every YES PayNow registration. In addition, you also get 1 free access to domestic airport lounges. This also provides the accidental coverage of Rs. 50 lakhs to the cardholders.

Wellness Plus Credit Card

In partnership with Aditya Birla Group, this card is provided by YES Bank. This has a joining fee of Rs. 1,499. You can earn amazing rewards and benefits on transactions for health and wellness through this card.

It offers 6 reward points for spending Rs. 200, and 30 reward points for spending Rs. 200 on medical and chemist shops. With this card, you also get insurance coverage of Rs. 10 lakh

YES Bank Credit Card fees

Particulars	Different for every card
Annual membership fees	Different for every card
Renewal fees	2.5% or a minimum of Rs. 300
Interest rate	1.20% to 3.99% per month
FX Markup fees	1.25% to 3.25% on the transaction amount
Cash advance fees	Rs. 0 for the outstanding balance of less than 101Rs. 150 for the outstanding balance of Rs. 101 to Rs. 500Rs. 500 for an outstanding balance of Rs. 501 to Rs. 5000Rs. 750 for the outstanding balance of Rs. 5,001 to Rs. 20,000Rs. 1000 for an outstanding balance of Rs. 20,000 and more
Finance charges	Based on the transaction amount
Over limit charges	2.5% of the amount
Fees to redeem rewards	Rs. 100
Payment return fees	Rs. 350
Late payment fee	Rs. 0 for the outstanding balance of less than 101Rs. 150 for the outstanding balance of Rs. 101 to Rs. 500Rs. 500 for the outstanding balance of Rs. 501 to Rs. 5000Rs. 750 for the outstanding balance of Rs. 5,001 to Rs. 20,000Rs. 1000 for the outstanding balance of Rs. 20,000 and more

YES Bank Credit Card Easy Apply

Yes Bank Credit Card Eligibility Criteria

To apply for a Yes Bank Credit Card, you should have a credit score of more than 750. In addition, you have to fulfil some eligibility criteria for Yes Bank Credit Card Apply.

Age: Your age should be between 21 to 60 years old
Nationality: The applicant should be an Indian citizen
Employment type: Salaried or Self-employed
Income: The applicant with a minimum monthly income of Rs.25,000 per month
Credit Score: more than 750

These are the eligibility criteria for Yes Bank Credit Card Apply. It can also differ based on the type of credit card.

Documents Required for Yes Bank Credit Card Apply

We have listed below the documents that are necessary to apply for a Yes Bank Credit Card.

Address Proof: Aadhar, Passport, Driving licence, Electricity bill, Telephone bill, Voter ID Card, Ration Card
Identity Proof: Aadhar, PAN Card, driving licence, passport, Voter ID card
Income proof for Salaried Individuals: Appointment letter, latest salary slips, salary certificate
Income proof for Self-employed individuals: ITR documents, balance sheet, bank statement
Coloured passport-size photographs

How to Apply for a Yes Bank Credit Card?

If you want to get and use a Yes Bank Credit Card, then Yes Bank allows the customers to apply through online methods or by visiting the nearest bank. Before applying for a Yes Bank Credit Card, you have to fulfil the eligibility and keep ready the necessary documents that we mentioned earlier.

When you have all things ready, you can apply for a Yes Bank Credit Card online by following the steps listed below.

Visit the official website of YES Bank.
Go to the ‘Credit Cards’ section.
Select the ‘Apply for a new credit card’ option.
Now choose a credit card based on your requirements.
Enter all required personal and financial details
Complete the formalities
Apply.

How to track YES Bank Credit Card Application Status?

After Yes Bank Credit Card Apply, you can check your YES Bank Credit Card status online with these steps.

Go to the official website of Yes Bank.
Select the ‘check Credit card application status’ option.
Enter your application number and the registered mobile number.
Now, tap on the ‘submit’ or ‘track status’ button.

What are the steps to Activate a Yes Bank Credit Card?

When you receive a credit card from Yes Bank, you need to activate Yes Bank Credit Card to initiate transactions for shopping, dining, and other purchases.

These are the methods for Yes Bank Credit Card Activation:

By Netbanking: You can log in to your Yes Bank net banking account and activate credit cards easily without going outside.
Via ATM: If you don’t have access to Yes Bank internet banking, then you can activate your YES Bank Credit Card by visiting the nearest ATM.
If both methods don’t work for you, then you can contact Yes Bank Customer Care Service or visit the nearest YES Bank. The customer care representative or bank employee will surely help you with YES Bank Credit Card activation.

How to make YES Bank Credit Card Payment?

There are lots of ways that you can follow for Yes Bank credit card bill payment.

Auto Debit
Cheque payment
Cash payment
Online banking
Funds transfer through ATM
Bank NEFT/RTGS/IMPS
YES PayApp
Mobile banking app

YES Bank Credit Card Customer Care

If you face any issues regarding YES Bank Credit Card application, then you contact customer care support of YES Bank to get your queries solved.

These are the ways to contact Yes Bank Customer Care Service.

By email
By visiting the bank branch
Via phone banking
Via Registered YES Bank offices

Yes Bank Credit Card Customer Care Number

1800 103 1212

+91 22 49350000 (for outside India)

YES Bank Credit Card Easy Apply

Conclusion

This was all about Yes Bank Credit Card Apply. Yes, the Bank has credit cards for every segment of customers. All cards come with amazing features, and benefits and help to earn rewards while swiping or using cards for shopping, dining, travel, movie tickets, and more.

Some Yes Bank Credit Cards offer a welcome bonus and gift voucher of Rs. 5,000 for spending Rs. 20,000 within the first 30 days of card activation. In addition, it also gives free 2 or 3 access to domestic and airport lounges every 3 months. If you are excited to use a YES Bank Credit Card, then you can apply for it by following the steps mentioned above in this guide.

I hope you enjoyed this post and got valuable information about the YES Bank Credit Card application. Now we are leaving and will come back with another amazing information.