How to Apply for Axis Bank Credit Card in 2023?

Do you want to apply for an Axis Bank Credit Card? If yes, then you have come to the right place. Here, you will learn about features, benefits, eligibility, required documents, and the application process for Axis Bank Credit Card. 

Nowadays, credit cards are an important thing for people to do online and offline transactions. Most banks started providing credit cards to customers to fulfil their financial needs and requirements. Among all banks and financial companies, Axis Bank is the major credit card issuer in the country. 

Axis Bank provides different kinds of credit cards to meet the requirements of every kind of customer. It provides credit cards for every category like shopping, travelling, dining, hotel booking, etc. The card also offers amazing benefits, cashback, rewards points, and welcome bonuses to new cardholders. 

Axis Bank provides a huge range of credit cards to fulfil every customer’s needs and requirements. For a person choosing the best Axis Bank Credit Card to apply for can be difficult without knowing the features and benefits of all credit cards. So, to help you, we are going to share some Best Axis Bank Credit Cards with their features and benefits.

What are the categories of Axis Bank Credit Cards?

Before Apply for Axis Bank Credit Card, you need to know that Axis Bank currently provides credit cards through 3 different categories. Each category contains a minimum of 6 Axis Bank credit cards. Below we have listed all credit cards for every category provided by Axis Bank. 

1. Axis Premium Credit Cards

• Axis Bank Vistara Signature Credit Card
• Axis Bank Select Credit Card
• Axis Bank Magnus Credit Card
• Axis Bank Vistara Infinite Credit Card
• Axis Bank Freecharge Plus Credit Card
• Axis Bank Reserve Credit Card

2. Axis Featured Credit Cards

• Axis Bank Neo Credit Card
• Axis Bank MY Zone Credit Card
• Axis Bank Pride Signature Credit Card
• Axis Bank Pride Platinum Credit Card
• Flipkart Axis Bank Credit Card
• Axis Bank Insta Easy Credit Card

3. Axis Co-branded Credit Cards

• Axis Bank Vistara Infinite Credit Card
• Axis Bank Vistara Signature Credit Card
• Axis Bank Freecharge Plus Credit Card
• Flipkart Axis Bank Credit Card
• Axis Bank Vistara Credit Card

Read more: Axis Bank CSP Online Apply | Axis Bank CSP Registration 2023

Best Axis Bank Credit Cards

Credit Card	Renewal Fees	Suitable for
Axis Bank MY Zone Credit Card	Rs. 500	Entertainment and lifestyle
Axis Bank Neo Credit Card	Rs. 250	Lifestyle and shopping
Axis Bank Privilege Card	Rs. 1500	Lifestyle and Rewards
Indian Oil Axis Bank Credit card	Rs. 500	Entertainment and Fuel Surcharge
Axis Bank Select Credit Card	Rs. 3,000	Travel, Shopping, and Lifestyle
Axis Bank Vistara Credit Card	Rs. 1500	Lifestyle and Rewards
Axis Bank Aura Credit Card	Rs. 749	Fitness, health, and wellness
MY ZONE Easy Credit Card	Rs. 500	Entertainment and lifestyle
Axis Bank Vistara Infinite Credit Card	Rs. 10,000	Travel and Lifestyle
Axis Ace Credit Card	Rs. 499	Cashback Rewards

Axis Bank Credit Card Eligibility

You have to fulfil some eligibility criteria to apply for Axis Bank Credit Card.

• Any Indian or non – Indian citizen can apply for Axis Bank Credit Card
• Applicant’s age should be more than 18 years
• The age add-on cardholder must be between 15 to 18 years old
• Monthly minimum income required for Axis Card application 
• The required minimum credit score is 750
• Any salaried or self-employed person can apply for an Axis Bank Credit Card.

Documents Required to Apply for Axis Bank Credit Card

• Aadhar Card
• PAN Card
• Last 2 months’ payslip
• Colored photographs
• Income proof
• Electricity bill
• Telephone bill
• Passport
• Driving license
• Ration Card
• Form 16
• IT Return documents

Read more: How to Change Axis Bank Net Banking Login Password?

Axis Bank Credit Card Benefits

There are lots of benefits of Axis Bank credit cards such as cashback, offers, and discounts. All the benefits are listed below.

• Gift voucher of Rs. 250 as a welcome bonus
• Free 3 months subscription for Zomato Pro and Grofers app
• 6 months subscription to the Tata 1mg app
• 25% cashback and assured discounts on movie tickets
• 15% off on dining purchases at restaurants all over India
• 4X rewards points for spending every Rs. 200
• 10X rewards points for spending Rs. 200 on domestic and international flights
• Free VIP access to domestic airport lounges
• Fully safe and secured credit cards with EMV chips

What are the Fees and Charges of Axis Bank Credit Cards?

There are some fees and charges applicable on every different Axis Bank Credit Card. You need to know about these charges before applying for an Axis Bank Credit Card. 

• Joining fees: nil to Rs. 10,000
• Renewal fees: nil to Rs. 10,000
• Cash withdrawal fee: 2.5% on the transaction amount
• Interest rate: 3.40% per month or 49.36% per annum
• Late payment fee: up to Rs. 1200 based on credit card bill amount.

How to Apply for an Axis Bank Credit Card?

The Axis Bank credit card application process is very easy. You can easily apply for an Axis Credit Card by following an online or offline method. There are different methods for existing and non-existing bank customers for the Axis Bank Credit Card application.

Online Application for Axis Credit Card for Existing Customers.

1. Go to Axis Bank’s official website.
2. Log in to the net banking with your user ID and registered mobile number
3. Choose the best Axis Credit card according to your needs
4. Enter the details of the personal and necessary documentation complete the application and click on submit
5. After successful submission, the bank employees will review your application. 
6. You will get your new Axis Bank Credit Card after a few days.

Axis Credit Card Online Application for Non-Existing Customers

1. Visit Axis Bank’s official website.
2. Go to the ‘credit card’ section.
3. Enter the required personal details and registered mobile number.
4. Enter the OTP in the required section and complete the verification process.
5. Submit KYC documents and income proof and complete the Axis Credit Card application.
6. After some days, you will receive your Axis Credit Card through the mail.

Axis Bank Credit Card Apply Offline

The other method to apply for an Axis Bank Credit Card is offline. Below are the ways for an offline application to Axis credit cards.

1. Visit your nearest Axis Bank
2. Tell them about your interest in credit card
3. The bank employees will help you choose the best credit card based on your income proof and other necessary documents
4. Submit the application form by attaching the required documents
5. After that, wait for some days to receive the Axis Credit Card at your address.

If there is no Axis Bank branch near you, then you can contact the customer care representative and apply for an Axis Credit Card.

Read more: Apply For Axis Credit Card: Check Eligibility and Apply Online in 2023

What are the ways for Axis Bank Credit Card Payment?

There are a lot of ways to pay Axis Bank credit card bills. We have listed below all the methods to pay Axis card bills easily through net banking, mobile banking, or offline methods.

• Through Axis Bank net banking
• By Axis Bank savings account
• By using an auto debit facility 
• Through UPI
• By cash or cheque deposit
• By visiting an ATM or bank branch
• Through NEFT/IMPS/RTGS
• By Axis Bank mobile banking

Axis Bank Credit Card Customer Care Number

1860 419 5555

1860 500 5555

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Conclusion

Nowadays, Applying for an Axis Bank Credit Card is a very easy and quick process. If you are looking to get an Axis Bank Credit Card, then you don’t need to visit the nearest Bank. You can easily do an Axis credit card application from your home by just visiting the official website of Axis Bank.

If you are an existing customer of Axis Bank, then you can activate Axis Bank net banking or Axis Bank mobile banking from your desktop and mobile phone. After that, you can log in to the account and apply for a new credit card with just a few clicks. There are lots of credit cards offered by Axis banks for every need of different kinds of customers. So you can choose the best and most suitable according to you. By using Axis Bank, you can earn amazing rewards, discounts, and benefits for online and offline purchases.

I hope you enjoyed this post and got valuable information about the Axis Bank Credit Card application. We are now leaving and will come back with another amazing piece of information.