AU Bank Credit Cards 2023: Check Features, and Apply Online

AU Bank Credit Cards is a new financial service launched by AU Small Finance Bank. AU Credit Cards have lots of benefits and rewards to give the customer an unmatched experience. This card allows you to explore the new world with an amazing lifestyle and amazing offers.

AU Small Finance Bank has different varieties of credit cards which are specially crafted according to the diverse needs of different customers. They know that every person is unique and has different spending habits. So, it provides credit cards depending upon the financial requirements of the customers.

Currently, AU Bank provides LIT, Zenith, Altura, Altura Plus, and Vetta cards. Every card comes with lots of amazing rewards, discounts, and benefits. All cards have zero joining fees but have some annual fees. So, you can check your eligibility and apply for the best AU Bank Credit Card based on your requirements.

Before applying for AU Bank Credit Cards, let’s know about their features, benefits, eligibility criteria, and required documents through this guide. After that, you will learn about the application process for an AU Bank Credit Card by offline or online method.

Apply for AU Small Finance Bank Credit Card

What are the types of AU Bank Credit Cards?

AU Bank offers a variety of credit cards to customers. These card variants are loaded with cashback, discounts, offers, and rewards points.

AU Bank Card	Joining Fees	Renewal Fees
AU Zenith Credit Card	Nil	Rs. 7,999
AU Vetta Credit Card	Nil	Rs. 2,999
AU Altura Plus Credit Card	Nil	Rs. 499
AU Altura Credit Card	Nil	Rs. 299
AU LIT Credit Card	Nil	Nil

Best AU Bank Credit Cards

AU Bank currently offers five types of credit cards to customers. All cards have amazing rewards, discounts, and benefits. Below are the best credit cards offered by AU Bank.

AU Bank Zenith Credit Card

It is an exclusive card offered by AU Bank. The card has a joining fee of Rs. 7,999 which provides amazing benefits and free Zomato membership to new cardholders. You can earn 20 reward points on spending every Rs. 100 from this card. The earned reward points can be easily redeemed through the rewards portal of AU Bank.

Features of AU Bank Zenith Credit Card:

Free complimentary access to domestic and international airport lounges and Indian railway station
Welcome gift voucher of Rs. 1000 on the first retail transaction
10,000 bonus points on spending Rs. 1 lakh within the first 60 days after card activation
Free Zomato Pro membership for 5 retail transactions
20 reward points on spending Rs. 100
Free Taj Epicure membership for spending up to the milestone

AU Bank Vetta Credit Card

This is also a premium credit card that has a joining fee of Rs. 2,999. The joining fees also get waived after reaching the spending limit within the first 90 days after card activation. It offers reward points, amazing benefits, and discounts on every spending. You can use this credit card for shopping, dining, travel, etc.

Features of AU Bank Vetta Credit Card:

Welcome bonus of Rs. 2,000 on spending Rs. 30,000 in the first 90 days
10X reward points on spending Rs. 100
Free access to domestic and international airport lounges
Free Zomato Pro membership on spending Rs. 50,000 in the first month after activation of the card
Accidental Insurance coverage up to Rs. 50 lakh
1% fuel surcharge waiver on fuel transactions of Rs. 500 to Rs. 5,000

AU Bank LIT Credit Card

It is a customizable credit card that allows you to choose rewards and benefits that you want to get from AU Bank Credit Card. You can use this card and earn rewards while making transactions for travel, shopping, entertainment, etc.

Features of AU Bank LIT Credit Card:

1X reward points on spending Rs. 100
4 complimentary access to domestic airport lounges
Free complimentary membership of Amazon Prime and Zee5
1% fuel surcharge waiver for transactions at all fuel stations across the country
Easy to customize credit card
5% cashback on transactions for travel, shopping, dining, grocery, and more

Apply for AU Small Finance Bank Credit Card

AU Bank Altura Credit Card

This is an affordable credit card offered by AU Bank Credit Card. It comes with lower joining fees of Rs. 199. By using this card, you can earn lots of cashback on every kind of transaction like shopping, dining, travelling, and others.

Features of AU Bank Altura Credit Card:

Welcome offer of 7% cashback
5% cashback on spending Rs. 2,500 within the first 90 days of card issuance

2% cash back on other transactions
Flat Rs. 50 cashback on reaching the spending milestone
2 Free access to railway lounges every 3 months

AU Bank Altura Plus Credit Card

AU Bank Altura Plus Credit Card is a basic credit card offered by AU Bank with a joining fee of Rs. 499. It offers an amazing gift voucher to cardholders as a welcome bonus. For every transaction, you can earn cashback and amazing rewards.

Features of AU Bank Altura Plus Credit Card:

1.5% cashback for POS transactions
2 reward points on spending Rs. 100
500 reward points on reaching the spending milestone
Welcome gift voucher of Rs. 100 on spending Rs. 10,000 within the first 60 days after card activation
Free access to domestic railway lounges
1% fuel surcharge waiver at every fuel station all over India

AU Bank Credit Card Benefits

There are lots of major credit card issuers in India as compared to AU Bank, but AU Bank Credit Cards are also the best choice for most people. All credit cards of AU Bank are quite popular and every different card has lots of rewards and benefits.

These are some benefits of AU Bank Credit Cards:

All cards come with different types of rewards, benefits, and discounts
It provides a welcome bonus with a new card membership
These cards offered amazing offers transactions for shopping, dining, and booking movie tickets
You can get a travel bonus, discounts on hotel bookings, and free access to airport and railway station lounges
It also offers other benefits such as a 1% fuel surcharge waiver, insurance coverage, and cashback on other purchases

What is the eligibility for AU Bank Credit Cards?

If you want to use an AU Bank Card, then you have to fulfil the AU Bank Credit Card eligibility criteria to apply.

Your age should be more than 21 years old for AU Bank Credit Card Apply.
The age of nominee cardholder must be 18 years old
An Indian citizen can apply for an AU Bank Card
You should have a good source of income
AU Small Finance Bank can accept or decline your application

Apply for AU Small Finance Bank Credit Card

Necessary Documents for AU Bank Credit Card Apply

These are the required documents to apply for an AU Small Finance Bank Credit Card.

Identity Proof: Aadhar Card, PAN Card, Voter ID Card, driver’s license, passport
Address Proof: Driving license, electricity bill, passport, ration card, voter ID Card
Income proof: IT return documents, salary slip, bank statement, Form 16, Business proof
Age Proof: 10th class certificate, birth certificate, voter ID Card, Aadhar Card, Passport.

How to apply for an AU Small Finance Bank Credit Card?

AU Bank offers two ways to apply for an AU Small Bank Credit Card. You can apply online or by visiting the nearest AU Bank. Here we are going to share the steps to apply online for AU Small Finance Bank Credit Card.

Visit the official website of the AU Bank
Go to the ‘credit cards’ section
Select your preferred credit card
Click on the ‘Apply Now’ button
Enter the required personal details and registered mobile number
Confirm the application by entering OTP
Proceed to the next step and complete the application process
In the end, click the ‘Submit’ button

How to Check AU Bank Credit Card Application Status?

Once you have successfully applied for an AU Small Finance Bank Credit Card, you can easily track your AU Bank Credit Card Status online or by contacting customer care support.

To track your status online, follow these steps:

Go to the AU Bank’s official website.
Search for ‘track credit card application status’ option and click on it
Enter your application reference number, mobile number and PAN Card
Now, click on the ‘track status’ button
After that, you can view your AU Bank Credit card status.

How to make AU Bank Credit Card Payment?

With the help of digital banking, you can easily pay your AU Small Finance Bank Credit Card Bill online. AU Bank also offers an offline payment mode to pay credit card bills offline.

Below are the ways by which you can easily make AU Bank Credit Card bill payments.

For AU Bank Customers

Online payment through net banking
Cheque deposit at the nearest AU Bank
By Auto Debit facility
Through UPI app

For other bank customers

By using debit cards
Cheque deposit at AU BANK
Via UPI app
Using NEFT/RTGS/IMPS

AU Bank Credit Card Customer Care Number

AU Bank provides 24/7 customer support to their customers. So, if you face any kind of issue regarding banking services or the application process for an AU Small Finance Bank Credit Card, then you contact them by dialling the helpline number mentioned below.

AU Bank Helpline Number

1800 1200 1200

Conclusion

AU Small Finance Bank is a new-generation bank in India. It is a fast-growing network that is expanding its banking services across the country. The bank also launched credit cards to cater for the financial requirements of the customers and be in competition with other banks.

We can’t say that AU Bank Credit Cards are the best cards as compared to other card providers. However, the AU Small Finance Credit Card is the first choice of every average or middle-class person in the country. These cards are available with only the lowest joining fee of Rs. 199. However, some other credit cards from AU Small Finance Bank have different joining and renewal fees with amazing features, benefits and rewards for every transaction.

I hope you enjoyed this post and got valuable information about AU Bank Credit Cards. We are now leaving and will come back with another amazing piece of information.