HDFC Bank Credit Cards: Check Features, Eligibility and Charges

HDFC Bank Credit Cards come in different variants with amazing features and benefits. If you want to save your money by using a credit card for shopping, travelling and dining, then you can apply for an HDFC credit card. HDFC Bank provides entry-level to premium credit cards to fulfil the requirements of every customer.

As we know, HDFC Bank is the largest and most popular private sector bank in India. This bank provides a wide range of credit cards which offers lots of benefits for spending on categories like lifestyle, fuel, business, travel, dining, grocery shopping, etc. Every HDFC credit card is unique in its own way which is customised according to the requirements of the customers.

There are lots of HDFC Bank Credit Cards offered by HDFC Bank, so we have picked some best HDFC Credit Cards to make it easy for you to choose the best one. Here, you will also know about their features, benefits, eligibility criteria to apply, and fees and charges. So, without wasting any time let’s know about Top HDFC Bank Credit Cards.

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Top 10 HDFC Bank Credit Cards of 2024

HDFC Bank Credit Cards have lots of benefits and rewards to offer to the customers. Some HDFC credit cards are best for earning cashback while others are good for flight ticket bookings and shopping for lifestyle brands such as TATA Neu. We have listed below the top credit cards offered by HDFC Bank. You can choose a card among them according to your preferences.

HDFC Credit Card	Joining fees	Renewal fees	Best for
HDFC Platinum Times Credit Card	Rs. 1000	Rs. 1000	Dining and movie tickets
HDFC Moneyback+ Credit Card	Rs. 500	Rs. 500	Rewards
HDFC Diners Club Privilege Credit Card	Rs. 2,500	Rs. 2,500	Lifestyle rewards
HDFC Regalia Credit Card	Rs. 2,500	Rs. 2,500	Shopping and Travel
HDFC Millennia Credit Card	Rs. 1000	Rs. 1000	Cashback and Online Shopping
IndianOil HDFC Credit Card	Rs. 500	Rs. 500	Fuel
HDFC Infinia Credit Card Metal Edition	Rs. 12,500	Rs. 12,500	Shopping and Travel
InterMiles HDFC Bank Signature Credit Card	Rs. 2,500	Rs. 2,500	Travel
6E Rewards XL Indigo HDFC Bank Credit Card	Rs. 2,500	Rs. 2,500	Travel
HDFC Moneyback Credit Card	Rs. 500	Rs. 500	Shopping

Popular HDFC Bank Credit Cards

These are some best HDFC credit cards with amazing features and benefits.

HDFC Regalia Credit Card

HDFC Regalia Credit Card is the best credit card to save money while shopping and travelling. It has a joining and renewal fee of Rs. 2,500. It provides free dine-out passport membership, 6 complimentary access to international airport lounges and 13 complimentary access to domestic airport lounges. If anyone is looking for the best HDFC credit card to get amazing rewards on spending for travelling, then this card is the best option for him.

Features:

Free priority pass membership
4x reward points on spending Rs. 150
15,000 reward points on spending Rs. 8 lakh per year
24/7 customer support for flight and movie ticket booking
FX Markup fees of 2%
Free accidental insurance cover
15% discount on selected restaurants

HDFC Bank Moneyback Credit Card

This is a very affordable credit card with the lowest joining and annual fees of Rs. 500. It is the only credit card by HDFC Bank that offers rewards on retail purchases. You can use this card in grocery stores, retail stores, and online shopping and can earn amazing cashback on every transaction.

By using this card, you can earn Rs. 20 by redeeming the collected reward points. HDFC Bank Moneyback Credit Card is a card for online shopping that offers 2x rewards on every online transaction.

Features:

Gift voucher of Rs. 500 on spending Rs. 50,000 in 3 months
2X reward points for online shopping
Zero fees for the renewal of the lost card
Free accidental insurance covers up to Rs. 50 lakh

HDFC Bank Platinum Times Credit Card

HDFC Bank Platinum Times is the best credit card for booking movie tickets and dining purchases. It provides benefits and rewards for online purchases and lifestyle spending.

With this card, you can earn 10X reward points for transactions at restaurants, a 20% discount on shopping and booking flight tickets, and a 50% discount on movie tickets booked by the BookMyShow app. You can use this card to earn cashback for fuel transactions at every fuel station in India.

Features:

3x reward points on every transaction
10x reward points for dining purchases
Fuel surcharge waiver at all fuel stations across the country
Accidental Insurance Cover of Rs. 50 lakh
25% discount on booking movie tickets with this card
20% discount for dining purchases

InterMiles HDFC Bank Platinum Credit Card

InterMiles HDFC Bank Credit Card is the best card to earn amazing rewards while travelling and booking hotels. It provides free access to airport lounges, complimentary flight tickets and lots of more.

For every transaction, you can earn InterMiles which can be redeemed for hotel bookings, flight tickets and more. This card also provides discounts on fuel transactions and reward points on dining and shopping transactions.

Features:

Free InterMiles Silver Membership
3,000 InterMiles for spending Rs. 6,000 in the first month of card activation
Free voucher of Rs. 2,000 for hotel bookings
6 InterMiles on spending Rs. 150 for all purchases
12 InterMiles for spending Rs. 150 on flight tickets
12 InterMiles for spending Rs. 150 on hotel bookings
5% discount on economy class booking
10% discount on business class booking
16 complimentary access to domestic airport lounges

HDFC Bank Diners Club Black Card

HDFC Bank Diner Club Card is the best and top-categorised credit card by HDFC Bank. It offers amazing benefits and reward points and gives access to almost 1,000 airport lounges. By using this card, you can also get six free access to golf games every 3 months.

This card has a very low foreign currency markup fee and monthly interest rate which is around 1.99%.

Features:

5X reward points for spending Rs. 150 on retail transactions
Free access to 1,000 airport lounges across the world
Free accidental insurance cover
6 complimentary access to golf games all over the world

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What are the benefits of HDFC Bank Credit Card?

There are some amazing benefits of HDFC Credit Cards:

Provides lots of amazing deals and offers
Zero liability cover in case of fraud
Lower interest rates and joining fees
Allows you to apply for a Jumbo Instant Loan
Easy EMI options with Buy Now, Pay Later facility
Provides credit card statements to track expenses
Offers cashback, reward points, discounts, and complimentary access to domestic and international airport lounges
Automatic payment feature for phone, electricity, and utility bill payment

Fees of HDFC Bank Credit Card

Particulars	Charges
Joining fees	Rs. 500 to Rs. 12,500
Annual fees	Rs. 500 to Rs. 12,500
Interest rate	1.99% to 3.6%
Cash advance fees	2.5%
Foreign currency markup fee	2% to 3.5%
Late payment fee	Nil to Rs. 1300

Read more: Yes Bank Credit Card Apply

Rewards Points for HDFC Bank Credit Cards

HDFC Credit Card	Reward Points	More Reward Points
HDFC Bank Regalia Card	4 reward points for spending every Rs. 150	Not applicable
HDFC Bank Regalia First Card	4 reward points for spending every Rs. 150	Not applicable
HDFC Bank Diners Club Black Card	8 JPMiles for every Rs. 150	3X JPMiles for every Jet Airways flight ticket booking
HDFC Freedom Credit Card	1 reward point for every Rs. 150	5X RP for lifestyle spendings10X RP for PayZapp25X RP for birthday spendings
HDFC Bank Titanium Times Card	2 reward points for spending every Rs. 150	5 RP for dining purchases
HDFC Bank Moneyback Credit Card	2 reward points for spending every Rs. 150	100 times RP on online spendings
HDFC Bank Platinum Times Card	3 RP for spending every Rs. 150	10X RP for dining purchases
HDFC Bank Diners Club Miles Card	4 RP for spending every Rs. 150	10X RP for foreign transactions
JetPrivilege HDFC Bank Diners Club	8 JPMiles for spending Rs. 150	3X JPMiles for every Jet Airways flight ticket booking

What is the Eligibility Criteria for HDFC Bank Credit Card?

To enjoy lots of rewards, benefits and discounts of HDFC Credit Card, you have to check your eligibility for HDFC Credit Cards.

Your age must be 18 years or old
Any Indian or non-Indian citizen can apply
Minimum credit score of 750
Good source of income
A salaried or self-employed individual
Better credit history

Documents Required for HDFC Credit Card

You have to submit KYC documents to apply for an HDFC Bank Credit Card. Below are some necessary documents that you need to prepare while applying for an HDFC Credit Card.

Address Proof: Aadhar Card, Voter ID Card, driving licence, passport, Ration Card, electricity bill
ID Proof: Aadhar Card, PAN Card, Voter ID Card, passport, driving licence
Income Proof: IT documents, salary slips, bank statements, and business proof.

How to Check HDFC Bank Credit Card Status?

The process of applying for an HDFC credit card is very easy. After successful application, you can check the application status of the HDFC Credit Card.

These are the steps to track application status online.

Visit the official website of HDFC Bank
Click on ‘check application status’ option
Enter your application number and enter bank registered mobile number
Tap on the ‘track status’ button
After that, the status of your credit card will appear on the screen.

If the above steps didn’t work out for you, then you can contact HDFC Bank Credit Card Customer Care Number.

Read more: IDFC Credit Card Apply Online

HDFC Bank Credit Card Login

After successfully receiving a credit card at your location from HDFC Bank, you can log in to manage your credit card account.

Follow these steps for HDFC Bank Credit Card Login:

Go to HDFC Bank’s official website
Visit the ‘credit cards’ section
Select ‘net banking’ option
Enter your details and proceed to Internet banking
Go to the main dashboard
Now, you can easily manage your HDFC Credit Card account.

How to make HDFC Bank Credit Card Payments?

When you use a credit card for one month, you need to pay the credit card bill on time, otherwise, your credit score can decrease. HDFC Bank provides different ways to pay HDFC Credit Card Bills.

You can follow any of these methods for HDFC Bank Credit Card payment.

Net banking
Mobile banking
Auto-debit facility
Cheque deposit
ATM
Debit Card

Easy Appy for HDFC Bank Shoppers Stop Credit Card

HDFC Bank Credit Card Customer Care Number

If you want to know about other HDFC Credit Cards or facing issues while logging in, then you can contact customer support through the number listed below.

HDFC Credit Card helpline number:

1800 202 6161

1800 267 6161

Conclusion

If you want to know about other HDFC Credit Cards or facing issues while logging in, then you can contact customer support through the number mentioned above.