HDFC Bank Credit Card Apply: Check Eligibility and Apply Online

HDFC Bank Credit Card Apply. If you want to apply for an HDFC Credit Card, then this guide is for you. Here, we are going to share the best credit cards offered by HDFC Bank, their features, eligibility, and the step-by-step process to apply. 

HDFC Bank is the largest private sector bank in India based on assets and capitalization. It is also the major credit card issuer in the country which issued around 1,68,00,000 cards as of 2022. HDFC Bank provides credit for every category like shopping, travel, dining, etc.

It provides credit cards for every segment of customers depending upon their spending habits. HDFC Bank currently offers more than 70 credit cards. In 2022, it launched new credit cards to offer new benefits and rewards to customers. By using HDFC Bank Credit Card, you can get free access to domestic and international airport lounges. You can also get discounts on fuel surcharges, movie tickets, and other transactions. 

So, if you are willing for HDFC Bank Credit Card Apply, then first take a look at the best credit cards provided by HDFC Bank and then apply for an HDFC credit card through easy steps. 

Easy Appy for HDFC Bank Shoppers Stop Credit Card

What are the categories of Credit Cards offered by HDFC Bank?

HDFC Bank provides credit cards with lots of categories.

Super Premium Credit Cards

  • Infinia
  • Regalia
  • Diners Club Black

Co-Brand Credit Cards

  • Titanium Times Card
  • Platinum Times Card

Premium Women’s Credit Cards

  • Solitaire

Professional Credit Cards

  • Teacher’s Platinum
  • Doctor’s Superia

Premium Credit Cards

  • World MasterCard
  • Visa Signature
  • Diners Club Premium
  • Diners Club Premium
  • Diners Club Rewards

Premium Travel Credit Cards

  • Superia
  • AllMiles

Commercial Credit Cards

  • Business Platinum
  • Business Regalia
  • Business Gold
  • Corporate Visa Signature
  • Corporate Platinum
  • Corporate Card
  • Corporate World MasterCard
  • Distributor Card
  • Purchase Card

Read more: AU Bank Credit Cards 2023: Check Features, and Apply Online

Top HDFC Bank Credit Cards of 2023

HDFC Bank provides a wide range of credit cards to customers. Below we have listed some best credit cards from where you can select the best one according to your needs and do HDFC Bank Credit Card Apply.

Credit Card Joining Fees Renewal fees 
HDFC Regalia CardRs. 2,500Rs. 2,500
HDFC Titanium Times Credit Card Rs. 500Rs. 500 
HDFC Platinum Times Credit Card Rs. 1,000Rs. 1,000
HDFC Superia Credit Card Not fixed Not fixed 
HDFC Visa Signature Card Not fixed Not fixed 
HDFC Infinia Credit Card Rs. 10,000Rs. 10,000
HDFC Diners Club Black Card Rs. 10,000Rs. 5,000
HDFC Doctors Superia Credit Card Rs. 1,000Rs. 1,000
HDFC World MasterCard Not fixed Not fixed 
HDFC Platinum Edge Card Not fixed Not fixed 
HDFC Platinum Plus Card Not fixed Not fixed 
HDFC Solitaire Credit Card Rs. 1,000Rs. 1,000
HDFC Money-Back Credit Card Rs. 500 Rs. 500
HDFC Corporate Platinum Card Not fixed Not fixed 
HDFC Corporate Visa Signature Card Not fixed Not fixed 
HDFC Teacher’s Platinum Credit Card Rs. 500 Rs. 500
HDFC Titanium Edge Credit Card Not fixed Not fixed 
HDFC Corporate Credit Card Not fixed Not fixed 
HDFC Corporate World Mastercard Not fixed Not fixed

Features of Best HDFC Bank Credit Cards

Every credit card offered by HDFC Bank comes with amazing features and benefits. There are some features of different types of HDFC Credit Cards.

HDFC Bank Diners Club Black Card

With the partnership of HDFC Bank and Dinner Club, this credit card offers exclusive benefits for travel, golf, and other transactions.

Features:

  • Free access to around 1000 airport lounges
  • 5X reward points for spending every Rs. 150
  • Free accidental insurance cover
  • 6 free golf games every 3 month
  • 24/7 assistance for both domestic and international transactions

HDFC Bank Freedom Credit Card

This is the best credit card to HDFC Bank Credit Card Apply which offers reward points for every transaction.

Features:

  • 10X reward points for transactions with HDFC PayZapp
  • 25X reward points for birthday transactions
  • 1 reward point for spending every Rs. 150
  • Gift voucher of Rs. 1000 on spending Rs. 90,000 within a year
  • 5X reward points for dining, ticket booking, and entertainment transactions

HDFC Bank Titanium Times Credit Card

HDFC Bank Titanium Times is an exclusive credit card that offers exciting benefits for spending on lifestyle purchases, travel, etc.

Features:

  • 2X reward points for online transactions
  • Free accidental insurance cover
  • Free Gift voucher of Rs. 500 on spending Rs. 50,000 in 3 months
  • Zero fees on lost or stolen card

Easy Appy for HDFC Bank Shoppers Stop Credit Card

HDFC Bank Regalia First Card

This is a premium credit card offered by HDFC Bank. You can earn lots of rewards points, discounts, and other benefits for travel, dining, and lifestyle purchases by using this card.

Features:

  • 15% discount at selected restaurants
  • 8 complimentary access to domestic airport lounges
  • Foreign currency markup fee of 2%
  • Free accidental insurance cover
  • 7,500 reward points on spending Rs. 6 lacks in a year

HDFC Bank Moneyback Credit Card

HDFC Moneyback Credit card is the best card to earn cashback with every transaction like shopping, travel, dining, etc.

Features:

  • Free gift voucher of Rs. 500 on spending Rs. 50,000 every 3 months
  • 2X Reward Points on online transactions
  • Free accidental insurance cover
  • Zero fees on lost or stolen card

Read more: Yes Bank Credit Card Apply: Check Eligibility and Apply Online 2023

What are the Eligibility Criteria for HDFC Bank Credit Card Apply?

To HDFC Bank Credit Card Apply, you have to first fulfil the eligibility that we listed below to start the application process.

For salaried Individuals:

  • The applicant’s age should be between 21 to 60 years old
  • Good monthly income
  • A good credit score of 750 or above
  • Any Indian or non-Indian citizen can apply

For self-employed Individuals:

  • The age of the applicant should be between 21 to 65 years old
  • Good monthly income than the required minimum income
  • A good credit score of around 750
  • Indian or Non-Indian citizens can apply

Documents Required for HDFC Bank Credit Card Apply

You have to submit some important documents while doing HDFC Bank Credit Card Apply through online or offline methods.

  • Identity Proof: Aadhar Card, PAN Card, Ration Card, Passport, Driving license, Voter ID Card
  • Address Proof: Electricity bill, telephone bill, ration card, Aadhar card, passport
  • Income proof for Self-employed individuals: ITR documents, bank statements, business proof
  • Income proof for Salaried individuals: Employment letter, latest salary slip, salary documents, etc.

Read more: How to apply for an Axis Bank Credit card?

How to apply for an HDFC Bank Credit Card?

There are two ways for HDFC Bank Credit Card Apply: online and offline. We are going to share the steps for HDFC Bank Credit Card Apply Online.

  1. Go to HDFC Bank’s official website.
  2. Visit the ‘credit cards’ page and choose a credit card according to your preferences.
  3. Now check if you are eligible for the credit card.
  4. Click on the ‘apply now’ button and enter the required details.
  5. Complete the formalities and tap on the ‘submit’ button.
  6. You can also complete the application for a credit card by visiting the nearest HDFC Bank.
  7. After a successful application, you will receive your credit card at your address.
  8. Now, you can use the HDFC Bank card by generating a new PIN with the help of an HDFC ATM or by contacting customer care.
  9. When the pin is created successfully, you are allowed to do transactions with an HDFC credit card for any purchase.
  10. You can easily manage all your credit cards by HDFC Bank Credit Card Login.

How to Track HDFC Bank Credit Card Application Status?

After a successful HDFC Bank Credit Card application, you can know the exact status of your application with just a few clicks. You will get an idea of how much time it can take for your credit card application to get approved. 

It is very easy to check the HDFC Bank Credit Card application status online with these steps.

  1. Visit HDFC Bank’s official website.
  2. Select the ‘ Track your Credit Card’ option.
  3. Enter your application number, date of birth, and mobile number.
  4. Tap on the ‘track status’ button.
  5. Now check the status of your HDFC Credit Card if it is approved or rejected by the bank.

HDFC Bank Credit Card Login

It is very important to manage your account after receiving an HDFC Credit card from the bank. HDFC Bank allows you to manage your credit card account through HDFC Bank Credit Card login

These are the easy steps to do an HDFC Bank Credit Card login.

  1. Visit the official website of HDFC Bank
  2. Go to the net banking section
  3. Select login option
  4. Enter your user ID and password
  5. Then, go to credit cards
  6. After that, you will be redirected to a credit card dashboard
  7. Now, you can manage your credit card and easily pay credit card bills, transfer bills, change pins, and perform more tasks.

Read more: IDFC Credit Card Apply: Check Eligibility and Apply Online

How to make HDFC Bank Credit Card Payments?

HDFC provides lots of methods to pay HDFC credit card bills. Here, we are going to share the methods by which you can easily pay your HDFC Credit Card Bill.

  • By online banking
  • Via mobile banking
  • Using NEFT/RTGS/IMPS
  • By visiting the nearest ATM
  • Via Cheque deposit 
  • Through UPI app
  • By visiting the nearest HDFC Bank

How to contact HDFC Bank Credit Card Customer Care?

If you are an existing or new customer of HDFC Bank Credit Card HDFC Bank offers 24/7 customer support. You can contact customer care representatives anytime to get solutions to queries regarding the HDFC Bank credit card application, net banking, HDFC Bank Credit Card Bill payment, etc. 

Below we have listed the helpline number of HDFC Bank Credit Card by which you can easily contact the customer care service of HDFC Bank.

HDFC Bank Credit Card Customer Care Number

1800 202 6161

1860 267 6161

+9122 6171 7606

Easy Appy for HDFC Bank Shoppers Stop Credit Card

Conclusion

With the help of this guide, you can easily Apply for HDFC Bank Credit Card. HDFC Bank is the only bank in India that offers different categories of credit cards. The bank has credit cards to cater to the requirements of every customer. 

Every credit card comes with amazing features, benefits, and rewards points. By using any card you can save lots of money while making purchases for shopping, dining, and booking movie tickets. To apply for an HDFC credit card, first, choose the best card according to your preferences and then check the eligibility. After that, you can apply online by visiting the official website of HDFC Bank. 

Applying for an HDFC Credit Card

If you face any issues while Applying for an HDFC Credit Card or paying your HDFC credit card bill, then you can contact HDFC Bank Customer Care anytime.

I hope you enjoyed this post and are willing to do the HDFC Bank Credit Card Apply. Now we are leaving and will come back with another topic. Thanks for reading.

People Also Ask

Can I apply for a Credit Card without having a bank account with HDFC Bank?

It is not necessary to have an existing account in HDFC Bank. You can easily Apply for an HDFC Bank Credit card by completing the eligibility and submitting the required documents.

What is the minimum monthly income required for HDFC Bank Credit Card?

To apply for an HDFC Credit Card, your monthly income should be at least Rs. 10,000

Which Credit Card can I get without a salary slip?

Without having a salary slip, you can apply for a Secured Credit Card against a fixed deposit.

Can an unemployed person apply for an HDFC Bank Credit Card?

If you don’t have any source of income, then it may be difficult for you to get an HDFC credit card.

Which bank is good for opening a salary account?

In India, HDFC Bank is the most popular and best option to open a salary account. It offers a fixed interest rate of 3.5 to 4% per annum. This bank also offers accidental insurance cover of Rs. 1 lakh.

Which HDFC Bank Credit Card offers a credit limit of Rs. 1 lakh?

These are some credit cards from HDFC Bank that offer a credit limit of around Rs. 1 lakh for customers with good credit scores.

  • HDFC Regalia Credit Card
  • HDFC Diners Club Privilege Credit Card
  • SBI Elite Card
  • YES Prosperity Edge Credit Card

Is it possible to withdraw cash by using a credit card?

Yes, you can easily withdraw cash by using a card at any ATM. But I will suggest you use a debit card to withdraw cash because credit cards may charge more fees than debit cards.