SBI Credit Card Apply 2023: Check Eligibility and Features

SBI Credit Card Apply. Nowadays, every person requires a credit card if he is doing a job or studying. Currently, there are lots of banks or financial companies that provide credit cards with lots of benefits. As we know, SBI is a popular and trusted bank in India that also offers credit card services to customers. So, if you want to get an SBI Credit Card then you can apply online for this while sitting in your home.

Here, we are going to share the process by which you can apply for an SBI Credit Card. Its application process is very easy as mentioned below. If your credit score is good then you can easily get an SBI Credit Card. Otherwise, you may face difficulties in SBI Credit Card Apply.

In this internet era, almost most of the banking work is going online. So, you can do any banking work online while sitting in your home. Similarly, you can also apply for an SBI credit card at your comfort. You get amazing benefits if you have access to SBI internet banking, then you can apply for a new passbook, and credit card with the help of this guide. 

Highlights of SBI Credit Card Apply

Post Name	SBI Credit Card Apply Online
Eligible Person	Salaried or Self-employed
Scheme beneficiaries	People with good credit scores
Application process	Online and Offline
Official Website	Click here

Read more: SBI Credit Card: Charges, Benefits, and Apply Online

What is the eligibility for SBI Credit Card Apply?

You have to fulfil the eligibility criteria that we mentioned below for SBI Credit Card Apply.

• The applicant should be salaried or Self-employed
• Age of the salaried person should be more than 18 years old
• Age of Self-employed individual must be a minimum of 25 years old
• The applicant should have a stable source of income
• He/she must have a good credit score

What are the different types of SBI Credit Cards?

SBI offers lots of credit cards for every kind of customer with different credit scores. We have listed below all kinds of credit cards provided by SBI to cater basic needs of all customers. Here, you will also know the benefits and features of all SBI Credit Cards.

• SBI Card PULSE
• SBI Card ELITE
• SBI Card ELITE Advantage
• Doctor’s SBI Card
• Doctor’s SBI Card (with IMA)

SBI Card PULSE

Annual fee: Rs. 1,499 + GST

Renewal fee: Rs. 1,499 + GST

These are the Benefits of SBI Card PULSE:–

• On paying to join fees, you will get a noisy colour fit plus a smartwatch.
• 1-year membership of FITPASS PRO on card renewal.
• Netmeds First membership on card renewal.
• 10x reward points on spending Rs. 100 on dining, shopping, pharmacy, and movie tickets.
• 2x reward points on spending Rs. 100 on other purchases.
• E-gift voucher of Rs. 1500 on reaching spending of Rs. 4 lacks in a year.
• Fraud protection cover of Rs. 1 lakh
• Air accidental cover of Rs. 50 lakh
• 8 complimentary access to domestic lounges

Read more: How to Open SBI Zero Balance Account Online

SBI Card ELITE

Annual fee: Rs. 4,999 + GST

Renewal fee: Rs. 4,999 + GST

Welcome gift: Rs. 5,000

These are the Benefits of SBI Card ELITE:

• Welcome gift voucher of Rs. 5,000
• Free movie tickets
• Discount of Rs. 250 on 2 movie tickets every month
• 50,000 bonus rewards on spending Rs. 12,500 in a year
• 10,000 reward points on reaching a spending milestone of Rs. 3 lacks in a year
• 5x reward points for transactions in departmental, grocery, and dining stores
• 2x reward points on spending Rs. 100 on other purchases
• Priority pass membership of $99m
• 6 complimentary access to the International lounge in a year 
• 2 complimentary access to domestic airport lounges
• Free membership of Club Vistara Silver
• 1 free updated voucher
• 9 Club Vistara points on spending Rs. 100 on Club Vistara flights
• 1000 welcome points on card registration
• 1,500 bonus points on the first hotel booking
• Foreign markup fee of 1.99% on international transactions
• 2x reward points on spending Rs. 100 on international transactions

SBI Card ELITE Advantage

Annual fee: Rs. 4,999

Renewal fee: Rs. 4,999

Welcome gift: Rs. 4,999

These are the benefits of the SBI Card ELITE Advantage:

• Welcome e-gift voucher of Rs. 5,000
• Free movie tickets
• Discount of Rs. 250 for 2 tickets every month
• 50,000 bonus points on spending Rs. 12,500 per year
• 10,000 reward points on reaching the spending milestone of Rs. 4 lakh
• 5x reward points on transactions for departmental, dining, and grocery stores
• Priority pass membership of $99
• 6 complimentary access to International airport lounges
• Access to more than 1,000 airport lounges across the world
• 2 complimentary access to domestic airport lounges for every quarter of a year
• 1 free upgrade voucher
• Free membership of Club Vistara Silver
• 9 club Vistara points on spending Rs. 100 on spending Rs. 100 on Vistara flights

Doctor’s SBI Card (with IMA)

Annual fee: Rs. 1,499 + GST

Renewal fee: Rs. 1,499

Benefits of a Doctor’s SBI Card (IMA)

• This card is the result of association with the Indian Medical Association
• Commercial accidental insurance cover of Rs. 20 lakh
• Welcome e-gift voucher of Rs. 1500
• 5x reward points on transactions for medical stores, travel booking, and International transaction
• 1x reward points on spending Rs. 100 on other purchases
• E-gift voucher of Rs. 5,000 for yatra.com, bata, shoppers stop spending Rs.5 lakh
• Annual fee waiver on spending Rs. 2 lacks in a year
• Priority pass membership of $99
• 4 complimentary access to International airport lounges
• Free access to more than 1000 airport lounges across the world
• 8 complimentary access to domestic airport lounges
• 1% fuel surcharge waiver on all petrol pumps across the country

Read more: How to get SBI Account Statement | SBI Bank Statement

Doctor’s SBI Card

Annual fee: Rs. 1,499 + GST

Renewal fee: Rs. 1,499 

Benefits of a Doctor’s SBI Card 

• Business accidental insurance cover of Rs. 20 lakh
• 0% deduction on the insurance amount
• Welcome e-gift voucher of Rs. 1500 of yatra.com
• 5x reward points on transactions for medical stores, travel booking, and international transactions
• 1x reward points on other purchases
• Annual fee waiver on spending Rs. 2 lakh
• E-gift voucher of Rs. 5,000 of yatra.com/bata/shoppers stop spending Rs. 5 lakh
• Free priority pass membership of $99
• 4 complimentary access to international airport lounges
• Access to more than 1000 airport lounges
• 8 complimentary access to domestic airport lounges
• 1% fuel surcharge waiver on all petrol pumps in India

What are the documents required for the SBI Credit Card Apply?

If you want to apply for an SBI Credit Card, then you should have the necessary documents that we listed below.

• Aadhar Card
• PAN Card
• Voter Id Card
• Driving license
• Salary slip
• Income tax return
• Business proof
• Electricity bill
• Ration card, etc

Read more: SBI Kiosk Banking 2023 | How to Apply for SBI Kiosk Bank

How do apply for SBI Credit Card?

You can apply for an SBI Credit Card with both online and offline methods. We are going to share the complete process by which you can apply online for an SBI Credit Card while sitting in your home.

SBI Credit Card Apply Online

Follow these steps for SBI Credit Card Online Apply.

1. First of all, visit the official website of SBI.
2. Now, go to the ‘credit card’ page and choose a card according to your choice.
3. Next, click on the ‘apply now’ option below the selected card.
4. After that, enter the required details and click on the ‘submit’ button.
5. When your application gets approved, then you will get a call from SBI Card for verification.
6. After successful verification, your card will be delivered to your address.

How do check SBI Credit Card Application Status?

After successful SBI Credit Card Apply, you can check the status of your credit card by following the steps mentioned below.

1. Visit SBI’s official website.
2. Now navigate to the ‘credit card’ page. 
3. On the credit card page, select the ‘track application’ option.
4. Next, enter your application no. which you get while applying for a credit card.
5. After that, click on the ‘track’ button to check the status of your SBI credit card.
6. Now, you can see the status of your credit card.

SBI Credit Card Login

When you successfully receive your credit card from SBI at your address, you manage your credit card with the help of the SBI Credit Card login. It helps you to manage your account, pay credit card bills, redeem rewards points, transfer funds, and do lots of other services.

You can follow the steps mentioned below for an SBI Credit Card login.

1. Go to SBI Bank’s official website.
2. Navigate to the ‘credit card’ page. 
3. Click on the ‘login’ button.
4. Enter your user ID and password.
5. Tap on the ‘login’ button.
6. Now you can use every banking services which are accessible through the SBI Credit card

Read more: SBI CSP Registration 2023: SBI CSP Apply, Earn Lots of Money

How to make an SBI Credit Card Payment?

It is very necessary to pay SBI credit card bills on every payment period. Late payment of credit card bills can lower your credit score and create problems in the future while taking loans in emergency situations.

There are lots of ways to pay SBI Credit card bills such as:

• By Online
• Via NEFT/IMPS/RTGS
• By visiting the bank branch
• Through net banking
• Via mobile banking
• By contacting customer care
• Via UPI 

SBI Credit Card Customer Care Number

If you face any kind of issue while SBI Credit Card application and want to know more features about SBI Credit Card, then you can contact customer care support through the number we share below.

SBI Credit Card Toll-Free Number:

1800 1234

1800 11 2211

1800 425 3800

1800 2100

080 26599990

Conclusion

SBI Credit Card Apply is the first choice of lots of people because of the popularity of SBI. In this lifestyle generation, every person uses a credit card to fulfill their financial needs. It is because some people don’t earn to spend on their wishes and some don’t get their account balance empty in a single purchase. So, an SBI credit card helps them to pay in easy monthly installments.

Nowadays, lots of banks and financial companies are available in the market to provide credit cards to every kind of customer with a low or high salary. But among all of them, SBI is still the best bank with its unique SBI Credit Cards. If you want to apply for SBI Credit Card, first you need to check your eligibility and then you can follow the steps for SBI Credit Card Apply.

I hope you enjoyed this post and got valuable information about SBI Credit Card Apply. Thanks for reading.

People Also Ask

What is the SBI Credit Card Apply minimum salary?

To apply for SBI Credit Card, you should have a minimum salary of Rs. 18,000 per month.

How to get an SBI virtual credit card?

• Visit the SBI net banking portal.
• Log in with your user ID and password.
• Select the ‘requests’ tab.
• Click the ‘State Bank Virtual Card’ option.
• Tap on the ‘generate virtual card’ button.

How much time does it take to receive an SBI Credit Card?

After successful approval of your credit card application, you will receive your credit card in 15 working days.

Which SBI Credit Card can I get with a 15,000 salary?

• SBI Tata Titanium Credit Card 
• SimplyCLICK SBI Card
• SimplySAVE SBI Card

Which bank provides the fastest credit card?

• HDFC Bank
• Bajaj Finserv
• Kotak 811 Bank
• Standard Chartered
• Axis Bank

What are the best SBI Debit Cards?

• State Bank Silver International Debit Card
• State Bank Global International Debit Card
• State Bank Gold International Debit Card
• SBI Platinum International Debit Card
• SBI Pride Card

How can I get a credit card without a salary?

You can get an SBI credit card against your fixed deposit without any income proof or credit score. 

how to Apply For an SBI Credit Card?

You can apply for an SBI Credit Card both online and offline. Here are the steps to apply for an SBI Credit Card:

Online:

1. Visit the SBI Credit Card website.
2. Choose the credit card that suits your needs and click on “Apply Now.”
3. Fill in the required details such as name, contact information, income, etc.
4. Upload the necessary documents such as ID proof, address proof, income proof, etc.
5. Review the information and submit the application.
6. Wait for the bank’s approval and verification process to complete.

Offline:

1. Visit your nearest SBI branch.
2. Ask for an application form for an SBI Credit Card.
3. Fill in the necessary details such as name, contact information, income, etc.
4. Attach the required documents such as ID proof, address proof, income proof, etc.
5. Submit the application form along with the documents.
6. Wait for the bank’s approval and verification process to complete.

Once your application is approved, you will receive your SBI Credit Card at your registered address.

How to Apply for a Credit Card in SBI?

You can apply for an SBI credit card online through the SBI Card website or by visiting your nearest SBI branch. Here are the steps to apply for an SBI credit card online:

1. Visit the SBI Card website and click on the “Apply Now” button.
2. Select the credit card that suits your needs and click on the “Apply” button.
3. Fill in the application form with your personal, professional, and contact details.
4. Upload the necessary documents such as your PAN card, address proof, and income proof.
5. Review and submit your application.
6. Wait for the bank to process your application and receive your credit card.

You can also apply for an SBI credit card offline by visiting your nearest SBI branch and filling in the application form. Don’t forget to carry the necessary documents such as your PAN card, address proof, and income proof when you visit the branch.

How to Apply for an SBI Credit Card Online?

To apply for an SBI Credit Card online, follow these steps:

1. Visit the SBI Credit Cards website and select the credit card that best suits your needs.
2. Click on the “Apply Now” button and fill in your personal details such as name, date of birth, and contact information.
3. Next, enter your employment and income details, including your monthly income and employment status.
4. Choose the documents that you want to upload as proof of identity, address, and income.
5. Verify all the information provided, and submit the application.
6. Once submitted, you will receive an application reference number, which you can use to track your application status.