The Destiny Mastercard is a powerful tool for individuals aiming to enhance their creditworthiness. Designed for those with poor or no credit history, this unsecured credit card offers a pathway to build or rebuild your credit. While it comes with several advantages, such as zero liability protection and identity theft protection, it's important to weigh the drawbacks, including annual and monthly fees, limited rewards, and a relatively low credit limit. In this review, we delve into the features and factors to consider when choosing the Destiny credit card, making it easier for you to make an informed decision on your credit-building journey.