{"id":313,"date":"2023-11-26T07:57:08","date_gmt":"2023-11-26T07:57:08","guid":{"rendered":"https:\/\/thebankingguides.com\/?p=313"},"modified":"2023-11-26T08:18:27","modified_gmt":"2023-11-26T08:18:27","slug":"post-office-savings-account","status":"publish","type":"post","link":"https:\/\/thebankingguides.com\/post-office-savings-account\/","title":{"rendered":"How to Open a Post Office Savings Account Online"},"content":{"rendered":"<div class=\"fpm_start\"><\/div>\n\n<p><strong>Post Office Savings Account.<\/strong> India Post has been providing its postal services for 150 years in India. It has played a major role in the economic development of the country. As we know, this is the most trusted company for sending parcels and couriers all over India.&nbsp;<\/p>\n\n\n\n<p>India Post is making the customer&#8217;s life easy by providing services like sending couriers, easy cash deposits, etc. It also gives insurance schemes like Post Life Insurance, Rural Post Life Insurance, Life Insurance Cover, and Account Summary. It also allows customers to open a <strong>post office savings account <\/strong>and manage their money.\u00a0<\/p>\n\n\n\n<p>The Post Office is now working to provide all its services to every corner of India. Now, India Post has more than 1,60,000 post offices in the country. It is continuously providing social security services to ensure that the employees have pride in becoming its members.&nbsp;<\/p>\n\n\n\n<p>Let&#8217;s know the process for <strong>opening a post office account.&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Highlights of Post Office Savings Account Online Opening<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Article Name&nbsp;<\/strong><\/td><td>Open Post Office Account Online&nbsp;<\/td><\/tr><tr><td><strong>Service Name&nbsp;<\/strong><\/td><td>Post Office Savings Account&nbsp;<\/td><\/tr><tr><td><strong>Established Year&nbsp;<\/strong><\/td><td>1854<\/td><\/tr><tr><td><strong>Method of Process&nbsp;<\/strong><\/td><td>online and offline<\/td><\/tr><tr><td><strong>Official website&nbsp;<\/strong><\/td><td><a href=\"https:\/\/www.indiapost.gov.in\/Financial\/pages\/content\/post-office-saving-schemes.aspx\" target=\"_blank\" rel=\"noopener\">Click here<\/a>&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is a Post Office Savings Account?<\/strong><\/h2>\n\n\n\n<p>Keeping in mind the increasing demand for banking services, India Post started providing banking services to their customers with the help of a Post Office Savings Account. It is a very easily accessible savings account in India. The person can open only one account in the post office as a single account. The minimum deposit limit in this account is Rs. 500 and the maximum deposit amount is unlimited.\u00a0<\/p>\n\n\n\n<p>The Post Office Savings Account works similar to a regular savings account. This account is best to get guaranteed return on investment which is an ideal solution for senior citizens and people who want to earn regular income without getting risk.<\/p>\n\n\n\n<p>Any Indian citizen of more than 10 years old can easily open his\/her post office savings account through online and offline methods.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Maximum deposit&nbsp;<\/td><td>Unlimited&nbsp;<\/td><\/tr><tr><td>Minimum deposit&nbsp;<\/td><td>Rs. 500<\/td><\/tr><tr><td>Minimum withdrawal&nbsp;<\/td><td>Rs. 50<\/td><\/tr><tr><td>Interest rate&nbsp;<\/td><td>4% per annum&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Open Savings Account in Post Office Online<\/strong><\/h2>\n\n\n\n<p>The process of opening an account<strong> in the post office <\/strong>is very easy. In this article, we have mentioned the complete process for <strong>post office account opening. <\/strong>When you open an account in the post office, then you get lots of benefits from the Government. You will get higher interest than other banks on your deposited money.&nbsp;<\/p>\n\n\n\n<p>The post office provides every kind of banking service like cash deposit, withdrawal, money transfer, insurance schemes, loan facilities, etc.\u00a0 As we know, India Post is a government company that provides services and benefits directly from the government to you. If you don&#8217;t have an account in any bank, then I strongly recommend you open your bank account at<strong> the post office.\u00a0<\/strong><\/p><script data-noptimize=\"\" data-wpfc-render=\"false\">\nfpm_start( \"true\" );\n<\/script>\n\n\n\n\n<p>When you get interested, you have to take a look at the eligibility criteria and documents that are necessary to open a <strong>new account in the Post Office<\/strong>. We have shared all these things in this guide. Here, you will also know about the interest rates and services that are provided by the Post Office. So, read this guide completely.\u00a0<\/p>\n\n\n\n<p><strong>Read More:\u00a0<\/strong><a href=\"https:\/\/thebankingguides.com\/canara-bank-customer-id\/\" data-type=\"URL\" data-id=\"https:\/\/thebankingguides.com\/canara-bank-customer-id\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to know Canara Bank Customer ID in 5 ways<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is the Eligibility for Opening a Post Office Account?<\/strong><\/h3>\n\n\n\n<p>If you are eligible then your account can be successfully opened, otherwise you will not be able to open your post office savings account. There are some eligibility criteria that you have to fulfil for opening a new <strong>savings account in the Post Office.\u00a0<\/strong><\/p>\n\n\n\n<ul>\n<li>The applicant should be a resident of India<\/li>\n\n\n\n<li>Your age must be 18 years old or more<\/li>\n\n\n\n<li>A person with good mental health can easily open a <strong>post office sb account<\/strong><\/li>\n\n\n\n<li>An applicant who is 10 years old can also open his savings account in the Post Office.&nbsp;<\/li>\n\n\n\n<li>A person can open a post office savings bank with 2 or 4 joint partners<\/li>\n\n\n\n<li>No one can open their new bank account in an official capacity in the Post Office\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Necessary Documents for Post Office Savings Account<\/strong><\/h3>\n\n\n\n<p>You have to arrange some documents for opening your new savings account in the Post Office. These documents will help you to open your <strong>post office sb account<\/strong> in a short time.&nbsp;<\/p>\n\n\n\n<p><strong>There are some documents that are necessary for a post office savings account.<\/strong><\/p>\n\n\n\n<ul>\n<li>Aadhar Card<\/li>\n\n\n\n<li>PAN Card<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>ID Proof<\/li>\n\n\n\n<li>Voter ID Card<\/li>\n\n\n\n<li>If you have BPL Card or MNREGA Card, then you can easily open your new <strong>savings account in the post office<\/strong><\/li>\n\n\n\n<li>10th and 12th pass Educational Certificate<\/li>\n\n\n\n<li>Your mobile number should be linked to your Aadhar Card<\/li>\n\n\n\n<li>4 passport-size photographs<\/li>\n\n\n\n<li>Address proof<\/li>\n<\/ul>\n\n\n\n<p><strong>Read More:<\/strong> <a href=\"https:\/\/thebankingguides.com\/sbi-account-statement\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/thebankingguides.com\/sbi-account-statement\/\" rel=\"noreferrer noopener\">How to get SBI Account Statement | SBI Bank Statement<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are the Key Features of a Post Office Account?<\/strong><\/h3>\n\n\n\n<p>There are some features that India Post provides their customers when they open their new <strong>post office sb account<\/strong>.&nbsp;<\/p>\n\n\n\n<ul>\n<li>The customer has to deposit some cash to open a savings<strong> account in the Post Office.&nbsp;<\/strong><\/li>\n\n\n\n<li>There is no interest tax applicable on tax earned in the amount up to 10,000 rupees<\/li>\n\n\n\n<li>Account holders can quickly transfer their account into a joint account<\/li>\n\n\n\n<li>Customers can quickly deposit or withdraw cash from CBS Post<\/li>\n\n\n\n<li>Post Office provides ATM to its customers<\/li>\n\n\n\n<li>You can also open your <strong>post office SB account<\/strong> without a check by depositing 50 rupees as a maintenance balance<\/li>\n\n\n\n<li>Bank Account holders can transfer their savings bank account into another Post Office<\/li>\n\n\n\n<li>Lots of customers open their bank accounts without checks. They can get chequebook facilities again by depositing 500 rupees in a bank account<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How much is the Post Office Savings Account Interest Rate?<\/strong><\/h3>\n\n\n\n<p><strong>This is some information about interest rates which are provided by the Post Office.<\/strong><\/p>\n\n\n\n<ul>\n<li>The interest on the deposited money will be completely tax-free for account holders<\/li>\n\n\n\n<li>You can withdraw the interest from your savings account from the <strong>Post Office<\/strong> or ECS<\/li>\n\n\n\n<li>If the <strong>Post Office Bank account holder <\/strong>doesn&#8217;t claim for interest rate every month, then he will not get extra interest<\/li>\n\n\n\n<li>Post office savings bank account also works like other banks, but it provides an interest rate of 4%<\/li>\n\n\n\n<li>The customer needs to keep 50 rupees as the minimum balance in the post office sb account<\/li>\n\n\n\n<li>If the customer deposits another amount than the minimum balance, then the post office is allowed to provide that amount.<\/li>\n\n\n\n<li>The interest rate on the deposit amount will be applicable from the date of account opening to the date of amount withdrawal<\/li>\n\n\n\n<li>You can deposit monthly interest amount in any CBS Post Office Savings account<\/li>\n<\/ul>\n\n\n\n<p><strong>Read More:<\/strong> <a href=\"https:\/\/thebankingguides.com\/sbi-kiosk-banking\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/thebankingguides.com\/sbi-kiosk-banking\/\" rel=\"noreferrer noopener\">SBI Kiosk Banking 2023 | How to Apply for SBI Kiosk Bank<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Download the Post Office Savings Account Opening Form?<\/strong><\/h3>\n\n\n\n<p>You have to download an online application form to open your <strong>savings account at<\/strong> the Post Office. We have mentioned the steps below to download the account opening form very easily.<\/p>\n\n\n\n<ol>\n<li>First, visit the Post Office&#8217;s official website\u00a0<\/li>\n\n\n\n<li>Go to the home page of the website<\/li>\n\n\n\n<li>You will see the Open Account option on the home page, then click on it<\/li>\n\n\n\n<li>Now select the download form in the PDF option<\/li>\n\n\n\n<li>After selecting, the form will be automatically downloaded to your device<\/li>\n\n\n\n<li>Open the downloaded form<\/li>\n\n\n\n<li>You can get print of this form through the printer and can fill online<\/li>\n\n\n\n<li>Now fill out the physical form by entering your details and attach the necessary documents<\/li>\n\n\n\n<li>After filling out the form, submit the form to your nearest Post Office.<\/li>\n<\/ol>\n\n\n\n<p>This process is very easy and your <strong>post office savings account<\/strong> will be open instantly after submitting the form.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Post Office Savings Scheme Service Charges<\/strong><\/h3>\n\n\n\n<p>When you are ready to open your post office savings scheme, you need to keep in mind the service charges applicable to different kinds of services.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Banking Services&nbsp;<\/strong><\/td><td><strong>Charges&nbsp;<\/strong><\/td><\/tr><tr><td>Duplicate cheque book&nbsp;<\/td><td>Rs. 50<\/td><\/tr><tr><td>Deposit Receipt&nbsp;<\/td><td>Rs. 20&nbsp;<\/td><\/tr><tr><td>Account Statement&nbsp;<\/td><td>Rs. 20&nbsp;<\/td><\/tr><tr><td>Request for change or cancellation of nominee&nbsp;<\/td><td>Rs. 50&nbsp;<\/td><\/tr><tr><td>New passbook issuance&nbsp;<\/td><td>Rs. 10&nbsp;<\/td><\/tr><tr><td>Cheque book issuance&nbsp;<\/td><td>Free upto 10 leaves. After that, Rs. 2 per cheque&nbsp;<\/td><\/tr><tr><td>For Account transfer&nbsp;<\/td><td>Rs. 100<\/td><\/tr><tr><td>Cheque dish on&nbsp;<\/td><td>Rs. 100<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Post Office Investment Schemes<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Investment Plan&nbsp;<\/strong><\/td><td><strong>Interest Rate (p.a)<\/strong><\/td><\/tr><tr><td>Senior Citizen Savings Scheme (SCSS)<\/td><td>8%<\/td><\/tr><tr><td>Sukanya Samriddhi Yojana (SSY)<\/td><td>7.6%<\/td><\/tr><tr><td>Kisan Vikas Patra (KVP)<\/td><td>7.2%<\/td><\/tr><tr><td>Post Office Monthly Income Scheme (MIS)<\/td><td>7.1%<\/td><\/tr><tr><td>Public Provident Fund (PPF)<\/td><td>7.1%<\/td><\/tr><tr><td>National Savings Certificate (NSC)<\/td><td>7.0%&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Withdraw Money from a Post Office Savings Account<\/strong><\/h3>\n\n\n\n<p>The post office account holder can easily withdraw the desired amount of money at any time. But he or she must maintain the minimum balance of Rs. 50 in a simple account and Rs. 500 in an account with a chequebook facility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is the correct way to fill post office savings account opening form pdf?<\/strong><\/h3>\n\n\n\n<p>These are some steps to fill out the account opening form for the Post Office correctly.<\/p>\n\n\n\n<ol>\n<li>First, choose the account that you want to open like a savings account.<\/li>\n\n\n\n<li>In the next section, enter your Name and gender.<\/li>\n\n\n\n<li>After that, fill in your father, mother or husband&#8217;s name.<\/li>\n\n\n\n<li>Now, write down your date of birth in dd\/mm\/yyyy format.<\/li>\n\n\n\n<li>Select the type of account you want to open like self or joint.<\/li>\n\n\n\n<li>In the following line, enter the details of your Address Proof documents and ID Card.<\/li>\n\n\n\n<li>Enter the amount of the first deposit you are going to make in <strong>Post Office Savings account<\/strong>.<\/li>\n\n\n\n<li>Now fill in the details of the nominee.<\/li>\n\n\n\n<li>Do your signature in the required box.<\/li>\n\n\n\n<li>In the next line, enter your Aadhar Number.<\/li>\n\n\n\n<li>After that, select the option of passbook if you want a new passbook for your account.<\/li>\n\n\n\n<li>Now check the form from the start and change if there is any mistake.<\/li>\n\n\n\n<li>In the last step, Do a signature in the required sections and duly sign your necessary documents.<\/li>\n<\/ol>\n\n\n\n<p><strong>Read More:<\/strong> <a href=\"https:\/\/thebankingguides.com\/airteltez-login-portal\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/thebankingguides.com\/airteltez-login-portal\/\" rel=\"noreferrer noopener\">AirtelTez Login Portal | Airtel Payment Bank Retailer Login 2023<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What is the process for account opening in the Post Office?<\/strong><\/h2>\n\n\n\n<p><strong>You have to go through these processes to open a savings account in the Post Office.<\/strong><\/p>\n\n\n\n<ol>\n<li>Visit your nearest Post Office.<\/li>\n\n\n\n<li>Now submit the filled account opening form to the Post Office employee.<\/li>\n\n\n\n<li>If you don&#8217;t have an SB account form, then get a form from a Post office employee.<\/li>\n\n\n\n<li>Now fill out the form carefully and attach the necessary documents with the form.<\/li>\n\n\n\n<li>Submit your form to the Post Office to open your new savings bank account.<\/li>\n\n\n\n<li>After that, the account opening employee will verify your form.<\/li>\n\n\n\n<li>After Verification, your form will be successfully submitted.<\/li>\n\n\n\n<li>The process is finished and your account will be open in a few days.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Post Office Savings Account Online Opening<\/strong><\/h3>\n\n\n\n<p><strong>These are the steps that you can follow to open a savings account in the post office online.<\/strong><\/p>\n\n\n\n<ol>\n<li>Visit the <a href=\"https:\/\/www.indiapost.gov.in\/vas\/Pages\/IndiaPostHome.aspx\" target=\"_blank\" rel=\"noopener\">official website of India Post<\/a>.<\/li>\n\n\n\n<li>Scroll down to the homepage and click on the &#8216;Post Office Savings Bank&#8217; option.<\/li>\n\n\n\n<li>Find an application form for opening a savings account.<\/li>\n\n\n\n<li>Open the form and enter all your required details in the form.&nbsp;<\/li>\n\n\n\n<li>Attach relevant documents and click on the <strong>&#8216;submit&#8217;<\/strong> button.&nbsp;<\/li>\n\n\n\n<li>Now, pay the deposit amount of Rs. 20. To get a chequebook, you need to pay at least Rs. 50.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are the benefits of a Post Office Savings Account?<\/strong><\/h3>\n\n\n\n<p><strong>These are the benefits that customers can get after opening a savings account in the post office.<\/strong><\/p>\n\n\n\n<ul>\n<li>It provides ATM or debit cards<\/li>\n\n\n\n<li>This offers a cheque facility to the customers<\/li>\n\n\n\n<li>This account can also be opened by the minor with the age of less than 10 years old<\/li>\n\n\n\n<li>It allows you to shift your post office savings account to another branch<\/li>\n\n\n\n<li>Two or three adults can open their joint account in the Post Office<\/li>\n\n\n\n<li>You can make deposits and withdrawals with the help of electronic mode in CBS Post offices<\/li>\n\n\n\n<li>The account holder has to make a cash deposit and withdrawal transaction for one time in three financial years to keep the account active. Otherwise, the account may get deactivated.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to activate India Post net banking?<\/strong><\/h3>\n\n\n\n<ol>\n<li>Visit the <a href=\"https:\/\/ebanking.indiapost.gov.in\/\" target=\"_blank\" rel=\"noopener\">official net banking portal of India Post<\/a>.<\/li>\n\n\n\n<li>Select the &#8216;New User Activation&#8217; option.<\/li>\n\n\n\n<li>Mention the required details such as customer ID and account ID which are mentioned on the first page of the passbook.<\/li>\n\n\n\n<li>After that, you will receive a &#8216;user ID&#8217; after your net banking activation is completed.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to do Post Office Savings Account Login<\/strong><\/h3>\n\n\n\n<p><strong>You need to follow the following steps to log into the post office savings account net banking.<\/strong><\/p>\n\n\n\n<ol>\n<li>Go to the net banking portal of India Post.<\/li>\n\n\n\n<li>Next, enter your &#8216;user id&#8217; and click on the &#8216;login&#8217; button.<\/li>\n\n\n\n<li>After that, you will be redirected to a net banking dashboard.<\/li>\n\n\n\n<li>Now, you can check your account balance and access other banking services.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Post Office Savings Account Balance Check<\/strong><\/h3>\n\n\n\n<p>We are going to list below the numbers by which you can check your account balance in a post office account and use other banking services.<\/p>\n\n\n\n<ol>\n<li><strong>Missed Call<\/strong><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Banking Services&nbsp;<\/strong><\/td><td><strong>Number&nbsp;<\/strong><\/td><\/tr><tr><td>Balance enquiry&nbsp;<\/td><td>8424046556<\/td><\/tr><tr><td>Missed call service registration&nbsp;<\/td><td>8424054994<\/td><\/tr><tr><td>Mini statement&nbsp;<\/td><td>8424026886<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ol start=\"2\">\n<li><strong>Post Office SMS Banking&nbsp;<\/strong><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Banking Services&nbsp;<\/strong><\/td><td><strong>Dialling Code&nbsp;<\/strong><\/td><td><strong>Number&nbsp;<\/strong><\/td><\/tr><tr><td>Balance enquiry&nbsp;<\/td><td>BAL&nbsp;<\/td><td>7738062873<\/td><\/tr><tr><td>Mini Statement&nbsp;<\/td><td>MINI&nbsp;<\/td><td>7738062873<\/td><\/tr><tr><td>Registration for SMS Banking&nbsp;<\/td><td>REGISTER&nbsp;<\/td><td>7738062873<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Post Office Customer Care Number<\/strong><\/h3>\n\n\n\n<p>You may face some difficulties while filling out the form or during the <strong>post office savings account process<\/strong>. So, we have mentioned below the helpline number of the <strong>Post Office<\/strong> to contact Post Office Customer Service.<\/p>\n\n\n\n<p><strong>Post Office Helpline Number:<\/strong><\/p>\n\n\n\n<p>1800 2666868<\/p>\n\n\n\n<p>Calling time (9 am to 6 pm)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>The Banking Guides Official Social Media<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Facebook&nbsp;<\/td><td><a href=\"https:\/\/www.facebook.com\/profile.php?id=100090427874397&amp;mibextid=ZbWKwL\" target=\"_blank\" rel=\"noopener\">Click here<\/a>&nbsp;<\/td><\/tr><tr><td>Twitter&nbsp;<\/td><td><a href=\"https:\/\/twitter.com\/thebankingguide?s=20\" target=\"_blank\" rel=\"noopener\">Click here<\/a>&nbsp;<\/td><\/tr><tr><td>Instagram&nbsp;<\/td><td><a href=\"https:\/\/instagram.com\/thebankingguides?igshid=YmMyMTA2M2Y=\" target=\"_blank\" rel=\"noopener\">Click here<\/a>&nbsp;<\/td><\/tr><tr><td>Pinterest&nbsp;<\/td><td><a href=\"https:\/\/pin.it\/4mGRgde\" target=\"_blank\" rel=\"noopener\">Click here<\/a><\/td><\/tr><tr><td>Quora<\/td><td><a href=\"https:\/\/www.quora.com\/profile\/The-Banking-Guides?q=The%20Banking%20Guides\" target=\"_blank\" rel=\"noopener\">Click here<\/a>&nbsp;<\/td><\/tr><tr><td>Official website&nbsp;<\/td><td><a href=\"https:\/\/thebankingguides.com\/\">Click here<\/a>&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Conclusion<\/h3>\n\n\n\n<p>If you are looking to open your <strong>savings account in the Post Office<\/strong>, then this guide will surely help you. When anyone <strong>opens a post office account<\/strong>, they get benefits of government schemes and services directly in their bank account.<\/p>\n\n\n\n<p>The <strong>application process for account opening<\/strong> is very easy. You can download the application form online or can get it from your nearest Post office. After that, you have to submit the form by filling and attaching the<strong> <\/strong>necessary documents for <strong>savings account opening in the Post Office.\u00a0<\/strong><\/p>\n\n\n\n<p>I hope you enjoyed this post and got valuable information about <strong>Post Office Savings Account Opening. <\/strong>If you have any suggestions or queries, then ask us in the comment section.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Post Office Savings Account - Full Review | India Post Payment Bank vs Post Office Savings Account\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/0aJit5l5zaI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\"><strong>How to Open a Post Office Savings Account Online<\/strong><\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>People Also Ask<\/strong><\/h4>\n\n\n\n<p><strong>What are the documents necessary to open an account in the Post Office?<\/strong><\/p>\n\n\n\n<ul>\n<li>Aadhar Card<\/li>\n\n\n\n<li>PAN Card<\/li>\n\n\n\n<li>Ration Card<\/li>\n\n\n\n<li>Voter ID<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>10th and 12th pass educational certificate<\/li>\n<\/ul>\n\n\n\n<p><strong>How many types of accounts are in the Post Office?<\/strong><\/p>\n\n\n\n<p><strong>There are 6 types of accounts in the Post Office:<\/strong><\/p>\n\n\n\n<ul>\n<li>Post office savings account<\/li>\n\n\n\n<li>Post office recurring deposit<\/li>\n\n\n\n<li>Post office fixed deposit<\/li>\n\n\n\n<li>Senior Citizen Savings scheme<\/li>\n\n\n\n<li>Public Provident Fund<\/li>\n\n\n\n<li>National Savings scheme<\/li>\n<\/ul>\n\n\n\n<p><strong>How to check the Post Office Savings account balance?<\/strong><\/p>\n\n\n\n<p>To check the balance in your post office account, you have to send an SMS &#8216;BAL&#8217; to 7738062873 from your registered mobile number.<\/p>\n\n\n\n<p><strong>What is the way to close a post office savings account?<\/strong><\/p>\n\n\n\n<p>To close an account in the post office, you have to fill out and submit an account closure form that you can get online or at your nearest Post Office.<\/p>\n\n\n\n<p><strong>How much can I deposit money in a post office savings account?<\/strong><\/p>\n\n\n\n<p>You can deposit a minimum of 100 rupees in the SB account of the <strong>post office.<\/strong><\/p>\n\n\n\n<p><strong>What is the minimum balance for a Post office savings account?<\/strong><\/p>\n\n\n\n<p>You have to keep a minimum of 50 rupees in your <strong>post office account<\/strong>.<\/p>\n\n\n\n<p><strong>In how much time can I get double<\/strong> my money in a <strong>post office savings account?<\/strong><\/p>\n\n\n\n<p>Your deposited money will double in 4 years and 5 months with a current interest rate.<\/p>\n\n\n\n<p><strong>how to open a post office savings account?<\/strong><\/p>\n\n\n\n<p><strong>Opening a post office savings account is a straightforward process that can be completed by following these steps:<\/strong><\/p>\n\n\n\n<ol>\n<li><strong>Choose the type of account:<\/strong> The first step is to decide which type of post office savings account you want to open. The post office offers a variety of accounts, including savings accounts, recurring deposit accounts, and time deposit accounts.<\/li>\n\n\n\n<li><strong>Gather the required documents:<\/strong> To open a post office savings account, you will need to provide certain documents, including identity proof and address proof. You can check the list of required documents on the official website of India Post.<\/li>\n\n\n\n<li><strong>Visit your nearest post office:<\/strong> Once you have gathered all the required documents, visit your nearest post office that offers savings accounts. You can locate the nearest post office by visiting the official website of India Post.<\/li>\n\n\n\n<li><strong>Fill out the account opening form:<\/strong> Next, you will need to fill out the account opening form, which will require you to provide your personal information, contact details, and other relevant details.<\/li>\n\n\n\n<li><strong>Submit the required documents:<\/strong> You will need to submit the required documents along with the account opening form.<\/li>\n\n\n\n<li><strong>Deposit the minimum amount:<\/strong> To activate your account, you will need to make a minimum deposit, which varies depending on the type of account you have chosen.<\/li>\n\n\n\n<li><strong>Receive your account details:<\/strong> Once your account is opened and activated, you will receive your account details, including your account number, passbook, and other relevant details.<\/li>\n<\/ol>\n\n\n\n<p><strong>how to open a post office savings account?<\/strong><\/p>\n\n\n\n<p><strong>Opening a post office savings account is a simple process that can be completed by following these steps:<\/strong><\/p>\n\n\n\n<ol>\n<li><strong>Choose the type of account you want to open:<\/strong> The first step is to choose the type of account you want to open, as the post office offers various types of savings accounts. You can visit the official website of the Indian Post to learn more about the different account types.<\/li>\n\n\n\n<li><strong>Gather the required documents:<\/strong> To open a post office savings account, you will need to provide certain documents, such as proof of identity and proof of address. You can check the official website of the Indian Post to see the complete list of required documents.<\/li>\n\n\n\n<li><strong>Visit your nearest post office: <\/strong>Once you have gathered all the required documents, visit the nearest post office that offers savings accounts. You can find the nearest post office by using the Branch Locator tool on the official website of the Indian Post.<\/li>\n\n\n\n<li><strong>Fill out the account opening form:<\/strong> Next, you will need to fill out the account opening form, which will ask for your personal information, contact details, and other relevant details. You can get the form from the post office or download it from the official website of the Indian Post.<\/li>\n\n\n\n<li><strong>Submit the required documents:<\/strong> You will need to submit the required documents along with the filled-out account opening form.<\/li>\n\n\n\n<li><strong>Deposit the minimum amount: <\/strong>To activate your account, you will need to deposit the minimum amount required for the type of account you are opening.<\/li>\n\n\n\n<li><strong>Receive your account details:<\/strong> Once your account is opened and activated, you will receive your account details, including your account number, passbook, and other relevant information.<\/li>\n<\/ol>\n\n\n\n<p><strong>how to close a post office savings account?<\/strong><\/p>\n\n\n\n<p><strong>To close a post office savings account, you will need to follow these steps:<\/strong><\/p>\n\n\n\n<ol>\n<li><strong>Withdraw all the money from your account: <\/strong>Before you can close your account, you must first withdraw all the money that is in the account.<\/li>\n\n\n\n<li><strong>Obtain the account closure form:<\/strong> You can obtain the account closure form from the post office where you opened the account or download it from the official website of the Indian Post.<\/li>\n\n\n\n<li><strong>Fill out the account closure form: <\/strong>Fill out the account closure form with your personal information, account details, and the reason for closing the account.<\/li>\n\n\n\n<li><strong>Submit the account closure form:<\/strong> Submit the completed account closure form to the post office where you opened the account.<\/li>\n\n\n\n<li><strong>Return the passbook:<\/strong> You will need to return the passbook that was issued to you when you opened the account.<\/li>\n\n\n\n<li><strong>Provide identity proof:<\/strong> You will also need to provide proof of identity when closing the account. You can use the same document that you used when opening the account.<\/li>\n\n\n\n<li><strong>Receive the account closure confirmation:<\/strong> Once the post office processes your account closure request, they will provide you with a confirmation that your account has been closed.<\/li>\n<\/ol>\n\n\n\n<p><strong>how to open a post office savings account online?<\/strong><\/p>\n\n\n\n<p><strong>To open a post office savings account online, you can follow these steps:<\/strong><\/p>\n\n\n\n<ol>\n<li><strong>Visit the official website of India Post: <\/strong>The first step is to visit the official website of India Post, which is <a href=\"https:\/\/www.indiapost.gov.in\/vas\/Pages\/IndiaPostHome.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.indiapost.gov.in\/vas\/Pages\/IndiaPostHome.aspx<\/a>.<\/li>\n\n\n\n<li>Click on the &#8220;New User Registration&#8221; link: On the homepage of the website, you will see a &#8220;New User Registration&#8221; link. Click on this link to begin the registration process.<\/li>\n\n\n\n<li><strong>Fill out the registration form:<\/strong> Fill out the registration form with your personal information, including your name, date of birth, email address, and mobile number.<\/li>\n\n\n\n<li><strong>Verify your email address and mobile number:<\/strong> After submitting the registration form, you will receive a verification code on your email and mobile number. Verify your email and mobile number by entering the code in the appropriate fields.<\/li>\n\n\n\n<li><strong>Log in to your account:<\/strong> Once you have verified your email and mobile number, you can log in to your account on the India Post website using the credentials you created during the registration process.<\/li>\n\n\n\n<li><strong>Select the type of account you want to open:<\/strong> From your account dashboard, select the type of account you want to open, such as a savings account, recurring deposit account, or time deposit account.<\/li>\n\n\n\n<li><strong>Fill out the application form:<\/strong> Fill out the online application form with your personal information, contact details, and other relevant details.<\/li>\n\n\n\n<li><strong>Upload the required documents:<\/strong> Upload the required documents, such as proof of identity and proof of address.<\/li>\n\n\n\n<li><strong>Submit the application: <\/strong>Once you have filled out the application form and uploaded the required documents, submit your application online.<\/li>\n\n\n\n<li><strong>Deposit the minimum amount: <\/strong>After your application is processed and approved, you will need to deposit the minimum amount required to activate the account.<\/li>\n<\/ol>\n\n\n\n<p><strong>how do check the post office savings account balance?<\/strong><\/p>\n\n\n\n<p><strong>To check your post office savings account balance, you can follow any of these methods:<\/strong><\/p>\n\n\n\n<ol>\n<li><strong>Passbook:<\/strong> The most traditional way of checking your post office savings account balance is through your passbook. You can visit your post office and update your passbook to get the latest information about your account balance.<\/li>\n\n\n\n<li><strong>ATM Card:<\/strong> If you have an ATM card linked to your post office savings account, you can use it to check your account balance at any post office ATM or any other bank&#8217;s ATM that supports the post office ATM card.<\/li>\n\n\n\n<li><strong>SMS Banking:<\/strong> You can register for SMS banking by visiting your post office and providing your mobile number. Once registered, you can send an SMS with a predefined keyword to a designated number to get your account balance details.<\/li>\n\n\n\n<li><strong>Internet Banking: <\/strong>If you have an Internet banking account with the post office, you can log in to your account on the official website of India Post to check your account balance.<\/li>\n\n\n\n<li><strong>Mobile Banking:<\/strong> If you have a mobile banking account with the post office, you can download the India Post Mobile Banking app and log in to your account to check your account balance.<\/li>\n<\/ol>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-88fc0d94d62df178743a923795454814\" style=\"color:#ea1111\"><strong>Note: Friends, we bring here the information about the scheme of the Central and State governments for you. So, you can save this website <a href=\"https:\/\/thebankingguides.com\/\">thebankingguides.com<\/a> in your bookmarks. By clicking the link above, you can connect to our all social media platforms.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-6727542eee9b56ccdf8c9ab658ddd89a\" style=\"color:#f0134f\"><strong>If you like this article then share it with your friends and family.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-e8d6b7eb434dbc69538df80de113a0af\" style=\"color:#f00a0a\"><strong>Thanks for reading this article till the end.<\/strong><\/p>\n\n<div class=\"fpm_end\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Post Office Savings Account. India Post has been providing its postal services for 150 years in India. It has played &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to Open a Post Office Savings Account Online\" class=\"read-more button\" href=\"https:\/\/thebankingguides.com\/post-office-savings-account\/#more-313\" aria-label=\"More on How to Open a Post Office Savings Account Online\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[143,144,146,142,145],"_links":{"self":[{"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/posts\/313"}],"collection":[{"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/comments?post=313"}],"version-history":[{"count":15,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/posts\/313\/revisions"}],"predecessor-version":[{"id":2441,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/posts\/313\/revisions\/2441"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/media\/544"}],"wp:attachment":[{"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/media?parent=313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/categories?post=313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thebankingguides.com\/wp-json\/wp\/v2\/tags?post=313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}