Carter’s Credit Card Login 2024 , Payment, Benefits and more

Do you want to know about Carter’s Credit Card? If yes, then we are here to help you. With this guide, you will know about Carter’s Card login, payment, and its benefits.

Carter’s is the leading baby and children’s clothing retailer company in the United States. Its products include clothes, toys, food, and skincare products which are sold over 600 store locations in the country. 

Carter’s is the first choice of every parent to buy products for their newborn baby. It provides good customer service and flexible payment options. Carter has launched Carter’s Credit Card for the customers to make the payment easy. 

Customers with Carter’s Credit Card can get lots of amazing benefits such as free shipments, additional discounts, and rewards while using it as a payment option. 

So, there are lots of things to know about Carter’s Credit Card like Carter’s Credit Card login, benefits, payment, and how to reach customer assistance. We are covering all these things in this guide to help you in getting complete information about this card.

What is Carter’s Credit Card?

Carter’s Credit Card is the best credit card to get amazing rewards and discounts while making purchases of baby products at the Carter store. People with good credit scores can apply for this card and use this for personal use. 

Carter’s Credit Card has zero annual fees, unlike other credit cards. So, there is no headache of paying annual fees every year. However, this has a partnership with big brands like Skip Hop and OshKosh B’gosh. So, you can earn amazing rewards and discounts when you make a purchase through these stores.

The APR rate of this card varies on the credit history of the user. Although, the minimum APR for Carter’s Credit Card is 25.99%. But you don’t need to pay any introductory APR for this card.

You will be charged the standard rate for credit cards when the grace period is completed. It is a branded card that provides amazing rewards made through the Carter store. You can access this card from any device such as a mobile, tablet, or PC, and can manage your Carter account. 

Currently, this card has more than 12.5 million users who are enjoying benefits through the Rewarding Moments Program. 

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What are the benefits of Carter’s Credit Card?

There are lots of amazing benefits that users can enjoy from the Carter Credit Card. Some benefits are:

  • Amazing Offers: Carter’s Credit Card allows its users to participate in Rewarding Moments to earn exclusive rewards. It also gets exclusive access for the complete year. You can use this card on a special occasion like a birthday to get additional bonus points.
  • Discount on first payment: When users make the first payment with Carter’s Credit Card they get incentives and a bargain of 25%. It also allows customers to get doorbuster products. On the Carter Black Friday Sale, you can use this card and save lots of money.
  • Rewards points on every purchase: On every purchase done through Carter’s Credit Card, it provides rewards points. Sounds good? Right. It allows the cardholders to earn 2 points on every dollar spent through the Carter Credit card. The earned points can be converted into store credit to purchase more products at a discount. These points can also be redeemed into gift cards.
  • Easy application: The application process for Carter’s Credit Card is very easy. You can apply for this card online or at the Carter store in just a few minutes. However, the time for credit card approval depends on the credit score of the applicant. 

What are the qualifications for Carter’s Credit Card?

There are some requirements to get instant approval of Carter Credit Card. You have to fulfil all these requirements to apply for this card.

  • A good credit score
  • The age of the applicant should be more than 18 years old
  • A government-approved ID proof
  • Social Security Number
  • Proper Mailing address
  • A working mobile number

When you complete all these requirements your application for a Carter Credit card will get approved instantly. If still any delay in approval, then it may be because of your low credit score. 

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How to Apply for a Carter Credit Card?

As we mentioned earlier, the application process for Carter’s Credit Card is a very quick and easy process. It can be done online or through the nearest Carter store by submitting an application form. But before that, you have to bear in mind some charges of this card. 

This card has zero annual fees but has late fees of up to $40. When you pay your every due on time, then you don’t need to pay any interest for this card. The good thing is that any person with a good or bad credit score can apply for this card and can get instant answers from the bank. 

Let’s know about the steps for Carter’s Credit Card application.

  1. Go to the application portal of Carter’s Credit Card
  2. Open an application form on your screen
  3. Now enter your name, address, email address, and contact number in the form
  4. Check all these details to get a notification about credit card
  5. After that, enter your Social Security Number, date of birth, and annual salary
  6. Tick right the box of terms and conditions
  7. Choose I consent option
  8. Click Submit an application to complete the application.

When the application process is completed, you have to wait for some time to get a notification about your application for a Carter Credit card.

Read more: Bank of America Credit Card Login 2023 – Easy Guide

Carter’s Credit Card Login

Carter’s Credit Card login is an easy and quick process. The login on the official website of Carter Credit card helps you to manage your account like to track your spending, credit score, bills, and lots of things. It can be done through desktop or mobile phone.

These are some steps to online login for Carter Credit card by desktop:

  1. Open any browser and visit the official website of Carter’s Credit Card.
  2. After that, click on the “Sign In” button. 
  3. Sign with your username and password.
  4. After that, you will be redirected to a dashboard where you can manage your Carter Credit Card account.

To log in from a mobile phone, follow these steps:

  1. Go to the official website of Carter’s Credit Card
  2. Select Sign in button
  3. Enter your username and password in the required section.
  4. After that, click on the Sign in button to complete the signup process.

After creating this account, the cardholders can track their spending and the cashback through an online portal.

How to make Carter’s Credit Card Payment?

When you become a user of Carter Credit Card, then it is very necessary to pay bills due on time. There are four options for bill payment of Carter card.

1. Pay Online

These are the steps for online payment of Carter’s credit card:

  • Go to the Carter Credit card payment online portal
  • Select the community bank dashboard page
  • Tap on the payment link
  • After that, enter your bank details
  • Select your payment period with a date
  • Now confirm all the entered details carefully and select the Bill payment option. 

2. Automatic Payment

You can choose this method to pay the credit card bill due automatically for every month.

Follow these steps to apply for automatic payment to your account 

  • Visit your Comenity Carter account
  • Select the Automatic payment option
  • Enter your bank details carefully
  • Select the payable amount
  • Click on confirm for Autopay enrollment.

After completing this process, your credit card bill will automatically start to be deducted from your account at every payment time.

3. Pay through Mail

You can pay your bills by mailing to P.0. Box 183003, Columbus, OH 43218 – 3003

4. Payment via Phone

To pay the bill through the phone dial the Carter Credit card customer care number 1877-563-5767. The customer care representative will help you to pay your credit card bill. 

Carter’s Credit Card Phone Number

To know more about the Carter Credit card or get any solutions regarding this card, you can contact customer care by dialling the toll-free number mentioned below.

1877 563 5767.

Read more: The Best Bank of America Credit Cards of March 2023


Carter’s Credit Card is the best option for people who purchase the products for their children regularly. This card allows them to shop online or nearest Carter store to earn amazing discounts, coupons, and benefits. The cardholders can get lots of advantages from this card. 

You can apply for a Carter Credit card through the online website or by visiting the Carter store. The application process is very fast and easy with just a few clicks. This card can be managed through Carter’s Credit Card login by using a desktop or a smartphone. 

Consumers get amazing deals and rewards by paying credit cards due on time without any outstanding payments. If you have children, then apply for this card, purchase the products, and save money through extra rewards on every purchase.

I hope you enjoyed this post and got valuable information about Carter’s Credit Card. We are coming back with more amazing information. So keep reading with us.

People Also Ask

How to pay Carter’s bill online?

  • Visit the Comenity Bank’s Carter’s Credit Card page
  • Select payment option
  • Enter the amount and complete the payment.

Who owns Carter’s Credit Card?

Comenity Capital Bank issues the Carter Credit card for customers.

For what brands can I use a Carter Credit Card?

You can purchase products from brands like Carter’s ®, OshKosh B’gosh, and Skip Hop by using this card.

What are the fees for a Carter Credit Card?

Annual fee: zero

Penalty fees: up to $40

How much time does it take to receive a Carter Credit card?

After the successful application, you will receive your Carter Credit card in 7 to 10 business days.

Are the products of Carter store made in China?

Yes, most of Carter’s products like clothes are manufactured in China.

How is the quality of Carter’s products?

Carter’s products are of good quality and are available at affordable prices.

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